My husband has controlled heart failure. He has had a pacemaker/defibulator for 3 years. In fact, he is fitter than i am and manages all the demands of running our farm. We obtained travel insurance 2 years ago, paid an additional premium and went to EU for 9 weeks with no problems. He turned 70 last and it appears that factor may have contributed to the inability to obtaining insurance. There may be one offering of accepting the condition if we pay an additional $2500. Does anyone know of any recent evidence of a successful acceptance of Heart Failure with any Insurance Company