Fee -Free Credit cards and reward Programs

Discussion in 'Travel Insider Tips' started by arun, Jan 28, 2005.

  1. arun

    arun Member

    Sep 5, 2002
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    Sydney
    With the credit card and reward program fees soaring, I though a thread on fee-free cards and programs usually available to affinity groups would be useful. I am starting with a few.


    1. CPA AMEX Gold cards available to CPA Australia members (incl students, I believe) are fee-free. There is no fee for supplementary card. No fee for Ascent rewards program as well. You get 1 point for 1 dollar upto $5000 in an year and 1.5 points over $5000. You get all the AMEX Gold credit card previleges. 1 point converts to 1 QF point. IMHO, excellent value.

    2 Westpac Altitude Gold card : Free to customers with a "Rocket Loan" package. You pay a Loan package fee of $300.00 pa. There are no account keeping fee on the offset package. You get the Gold credit card free, a supplementary card free and there are no fees for reward programs. You get 1 point for every dollar spent. BUT, beware - if you are going to convert the rewards points to QF, you only get 0.5 QF point for 1 Westpac Altitde point. It is f
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    alling out of my favour, but I am keeping it because it is free.
     
  2. wleong

    wleong Intern

    Jan 26, 2003
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  4. yanknperth

    yanknperth Junior Member

    Apr 25, 2005
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    <<<You may like to check this link out. It will display all the fees & interest rates in one location.

    http://www.cannex.com.au/surveys/credcard.htm >>>

    Nice list, but FF info not included.

    Is there a credit card that gives FF to the Star Alliance group available in Australia? I use United Airlines Credit Card from the US at the moment. The 2% 'currency conversion' fee is killing me. Would like to continue with United/Star Alliance if possible as I travel to the US yearly.

    Any recommendations? Thanks
     
  5. wleong

    wleong Intern

    Jan 26, 2003
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  6. yanknperth

    yanknperth Junior Member

    Apr 25, 2005
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    Yes, I searched that same cc table when Ansett went bust and with it went my Star Alliance link. Being in Perth, I'm stuck getting to SYD and from there onwards to SFO via United FF on my yearly trip. I think I'm down to Singapore Airline to make the trip from here to SFO entirely FF.

    That is why I am interested in Krisflyer or some other Star Alliance cc. Thanks for your help. All the best
     
  7. oz_mark

    oz_mark Enthusiast

    Jun 30, 2002
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    Don't have information about the redemption (not always 1:1) rates but:

    Westpac Altitude Points may be converted to Air New Zealand Airpoint Dollars

    American Express Points may be converted to Singapore Airlines or Thai
     
  8. yanknperth

    yanknperth Junior Member

    Apr 25, 2005
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    Thanks oz_mark.. will investigate Westpac. All the best.
     
  9. Kiwi Flyer

    Kiwi Flyer Senior Member

    Sep 24, 2004
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    IIRC also ANZ link to Kris Flyer
     
  10. cssaus

    cssaus Active Member

    Dec 13, 2004
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    Sydney
    Curious to know how you scored a UA credit card from here in Australia. Do you have a US Social Security Number because as far as I am aware that's always seems to be the stumbling point for getting any sort of credit in the US.

    This is a topic of great interest to me as it seems that the only Star Alliance Airline where you can accrue points for from credit cards is Air NZ.
     
  11. oz_mark

    oz_mark Enthusiast

    Jun 30, 2002
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    Correct you are:

    1 reward point for each $1.50 spent.

    ANZ Rewards Card:
    Qantas
    Redeem 750 Reward Points for 500 Qantas Frequent Flyer points.

    Air New Zealand
    Redeem 2,000 Reward Points for 15 Airpoints Dollars.

    Singapore Airlines
    Redeem 4,000 Reward Points for 2,000 KrisFlyer Miles.
     
  12. yanknperth

    yanknperth Junior Member

    Apr 25, 2005
    13
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    US credit card

    cssaus,
    Forgot to mention - yes, I'm a transplanted Yank with the much sought-after Social Security Number lol! My main problem with the US card is that they charge a 2% foreign exchange rate, which kills me as I live off of my credit card to accommodate my snow skiing passion every year at Lake Tahoe/Reno Nevada.
    As a matter of interest, just today scored round-trip in late Jan 2006 for next years ski trip. Had choice of a good connection UAL from SYD to RNO, but had to get myself from Perth to SYD - about $480 Virgin or Qantas with 9 hour layover in SYD. Am instead flying ANZ all the way (60k points) - BUT have to endure 13 hours in Aukland. I justify that by using the $480 I saved as a stake at the craps table in Reno.
    Does anyone know about BankWest 'Rewards' card for us over '50s'? I can't call until Monday, but the website says you can use your 'points' on ANY airline at ANY time.... must be some small print there somewhere.. anyone know?
    Cheers
     
  13. NM

    NM
    Moderator

    Aug 27, 2004
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    Re: US credit card

    Now, NM puts 2 and 2 together and whishes yanknperth a happy 50th birthday on Monday :p .
     
  14. yanknperth

    yanknperth Junior Member

    Apr 25, 2005
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    Thanks NM - glad to see there are some perks that come from ageing gracefully!
     
  15. ezconnect

    ezconnect Newbie

    May 22, 2005
    4
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    RewardPass and points

    Flight Centre's RewardPass www.rewardpass.com.au lets you redeem ponts on any airline ticket they can sell. They have several cards (Diners, ANZ, CBA and WestPac) as well as a way to get points from your phone bill via Tangible Solutions www.tangible-solutions.com.au .
     
  16. dgruber

    dgruber Intern

    Oct 8, 2005
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