Earn points on Bank Transfers

Back to business as usual with my PayAll going through this month. Seems last month was a random aberration.
 
I got approved for the Prestige card yesterday and I noticed that early this morning, Citi sent me a statement for the card covering all of yesterday. Does that mean that moving forward, my statement period is from the 20th of the previous month to the 21st of the current month, or am I way off?

Just wanna make sure I get it right so that I can do PayAll properly in terms of setting up the transactions and not incurring interest on the card (but incurring interest on savings).
 
I got approved for the Prestige card yesterday and I noticed that early this morning, Citi sent me a statement for the card covering all of yesterday. Does that mean that moving forward, my statement period is from the 20th of the previous month to the 21st of the current month, or am I way off?

Just wanna make sure I get it right so that I can do PayAll properly in terms of setting up the transactions and not incurring interest on the card (but incurring interest on savings).
That boat has sailed. PayAlls attract a 0.95% fee now.
 
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That boat has sailed. PayAlls attract a 0.95% fee now.
I get that but im prepared to swallow the fee as my limit is relatively low anyway; im doing it moreso to help me meet the min spend at the get go and get to a points balance that will help pay for a Euro holiday next year.
 
I get that but im prepared to swallow the fee as my limit is relatively low anyway; im doing it moreso to help me meet the min spend at the get go and get to a points balance that will help pay for a Euro holiday next year.

Don’t think PayAll counts for the min spend?
 
I get that but im prepared to swallow the fee as my limit is relatively low anyway; im doing it moreso to help me meet the min spend at the get go and get to a points balance that will help pay for a Euro holiday next year.
What's this min spend for?
 
Sorry my brain just switched on (its been one of those weeks) and realised my answer didnt make sense...

My minimum spend is 7k within 3 months in exchange for 150k CitiRewards points (another 50k will land 12 months after account is opened). There was a better offer elsewhere (10k more for an extra $1k spend) but it was tied to enabling autosweep to a Velocity account and i thought 10k less points was something that didnt bother me too much (probably against the ethos of AFF but well).
 
Hope not

Just checked and available credit is well above the transaction......
This has happened to me twice. I've called up and asked why it didn't go through. Both times they said it was a glitch (I have this for me and p2) and both time they gave me the correct amount of points as compensation (made a song and dance of embarrassed that the payment didn't go through and I had to make the payment another way)
 
Need to reduce my credit limit as I am trying to purchase a property but don't have enough borrowing capacity with a 20k credit limit. Does anyone know if Payall would still work on a reduced credit limit + compensating same amount by "pre-loading" monies into the account?

eg you can have 5k credit limit, put in 15k extra deposit into the account (ie credit balance), and then Payall of 20k still works?
 
Need to reduce my credit limit as I am trying to purchase a property but don't have enough borrowing capacity with a 20k credit limit. Does anyone know if Payall would still work on a reduced credit limit + compensating same amount by "pre-loading" monies into the account?

eg you can have 5k credit limit, put in 15k extra deposit into the account (ie credit balance), and then Payall of 20k still works?
Isn't the minimum credit limit for Premier cards $15k ?
 
Just saw on a different forum "starting with o' a guy who had his card cancelled due to fradulent charges and payall not reinstated, while others have said they have had it reinstated

That got me thinking

When your credit card expires and they send you a new one , is there a risk of payall getting cancelled now
 
When my card expired in 2022 they sent me a new one and my payall's continued. No action required at all.
 

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