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Deleted member 29185
Guest
Thanks to Mark at Oz Travel Points, we have a new(ish) double points offer from HH and Visa.
I'm not sure I'm overly wrapped in this promo. To pay with Visa, I'd have to forego the double points on spend with AMEX that I already get. With the AMEX, I get double points on the card based on the entire amount in AUD and the points are airline miles which I rate as being worth at least two to three times the value of a HH point. So even if I had a Visa which gained 1 airline point/AU$ (which I don't), that means I lose one airline point/AU$ by not using AMEX. To get what? 10 extra HH points per US$ and only on the base spend (not on tax)?
EDIT: Quick calc.
Assume a AUD200 Hilton bill:
Pay by AMEX - 400 airline points (@1.5AUc), (USD138 ex tax) = 1380 HH base points (@0.5AUc) = AU$12.90 worth of points
Pay by Visa - 120 to 200 airline points (@1.5AUc), 1380 x 2 = 2760 (@0.5AUc) = $15.60 to $16.80 worth of points
So marginally better off using Visa if you get .6 or better points/$ assuming stackable HH offers. Perhaps this needs to be adjusted to take into account for the possible loss of the AMEX $50 credit offer as well!
I'm not sure I'm overly wrapped in this promo. To pay with Visa, I'd have to forego the double points on spend with AMEX that I already get. With the AMEX, I get double points on the card based on the entire amount in AUD and the points are airline miles which I rate as being worth at least two to three times the value of a HH point. So even if I had a Visa which gained 1 airline point/AU$ (which I don't), that means I lose one airline point/AU$ by not using AMEX. To get what? 10 extra HH points per US$ and only on the base spend (not on tax)?
EDIT: Quick calc.
Assume a AUD200 Hilton bill:
Pay by AMEX - 400 airline points (@1.5AUc), (USD138 ex tax) = 1380 HH base points (@0.5AUc) = AU$12.90 worth of points
Pay by Visa - 120 to 200 airline points (@1.5AUc), 1380 x 2 = 2760 (@0.5AUc) = $15.60 to $16.80 worth of points
So marginally better off using Visa if you get .6 or better points/$ assuming stackable HH offers. Perhaps this needs to be adjusted to take into account for the possible loss of the AMEX $50 credit offer as well!
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