Credit card options for retirees

I still have my mortgage..

so do we
OT but interesting.. a while back we borrowed to buy some realestate and quickly paid it down.
Turns out the Bank is quite happy to hold the loan on a 0 balance indefinitely for zilch fees and we can redraw it anytime we want.
Seems a really odd feature from a bank, given their well earned reputation but not complaining...
 
@RooFlyer " What evidence of income do they require? Is there any wriggle room for unconventional or irregularly spaced income (ie not a regular pension)?"

Mine was fairly straightforward: superannuation and dividends. There was nowhere to add bank interest, only term deposit interest, so I left that out because I did not want to get into a discussion. Sorry, I only really remember the parts that were relevant to my application.

The good thing was that it provisionally accepted my application as soon as I submitted it - so after that it was only the evidence needed to be sent
 

Become an AFF member!

Join Australian Frequent Flyer (AFF) for free and unlock insider tips, exclusive deals, and global meetups with 65,000+ frequent flyers.

AFF members can also access our Frequent Flyer Training courses, and upgrade to Fast-track your way to expert traveller status and unlock even more exclusive discounts!

AFF forum abbreviations

Wondering about Y, J or any of the other abbreviations used on our forum?

Check out our guide to common AFF acronyms & abbreviations.
Back
Top