Credit card options for retirees

[burmans]

Today I had a win for the 'old guy' when I was approved for a Virgin Money CC, despite my trepidation in applying after reading the posts above.

This will be the first FF CC I have had in many years and, certainty since retiring. It was easier than expected with approval after only one phone call. I was cautious about applying so only asked for the lesser value card and for a low limit, but enough for the time being.

Our only income is from a SMSF and a small indexed Australian Government pension. They did not even ask for details of our UK Pension payments. Did not even want an accountant's name - just as well as we don't have one anymore.

Now to spend enough to get the 70,000 VA points on offer and the yearly travel credit that almost matches the annual fee.

I’m on my third or fourth round of applying (and being accepted) for this card since retirement. Along with the Qantas Money card it seems to be relatively easy to get, income requirement is low. In general these (ex) Citibank white label cards seem easier to get as a Retiree.

 

[SYD]

I’m on my third or fourth round of applying (and being accepted) for this card since retirement. Along with the Qantas Money card it seems to be relatively easy to get, income requirement is low. In general these (ex) Citibank white label cards seem easier to get as a Retiree.

To be clear, anyone can get a QF Money card given that it isn’t a CC.

 

[burmans]

To be clear, anyone can get a QF Money card given that it isn’t a CC.

So the

QANTAS PREMIER PLATINUM​

offered by Qantas Money isn’t a credit card? Nor the Everyday or the Titanium?

Qantas Premier Credit Cards | Qantas Money

Qantas Money offers the Qantas Premier credit cards, which are designed to reward you with Qantas Points.

www.qantasmoney.com

 

[SYD]

So the

QANTAS PREMIER PLATINUM​

offered by Qantas Money isn’t a credit card? Nor the Everyday or the Titanium?

Qantas Premier Credit Cards | Qantas Money

Qantas Money offers the Qantas Premier credit cards, which are designed to reward you with Qantas Points.

www.qantasmoney.com

That’s obviously totally different to the standard QF Money card… now called QF Pay…

Qantas Pay | Qantas Money

Earn Qantas Points with Qantas Pay - a prepaid Mastercard for travel and everyday spend. Load foreign currency, enjoy no currency conversion fees and use as your travel money card.

www.qantasmoney.com

Probably best to refer to the product name.