Credit card options for retirees

[burmans]

Today I had a win for the 'old guy' when I was approved for a Virgin Money CC, despite my trepidation in applying after reading the posts above.

This will be the first FF CC I have had in many years and, certainty since retiring. It was easier than expected with approval after only one phone call. I was cautious about applying so only asked for the lesser value card and for a low limit, but enough for the time being.

Our only income is from a SMSF and a small indexed Australian Government pension. They did not even ask for details of our UK Pension payments. Did not even want an accountant's name - just as well as we don't have one anymore.

Now to spend enough to get the 70,000 VA points on offer and the yearly travel credit that almost matches the annual fee.

I’m on my third or fourth round of applying (and being accepted) for this card since retirement. Along with the Qantas Money card it seems to be relatively easy to get, income requirement is low. In general these (ex) Citibank white label cards seem easier to get as a Retiree.