And on the 4th day i was asked to come into the bank. Had an existing profile with the bank that required updating however the email that was send did not provide any clarity on what was required. Now complete and card will be underway.Just applied and received immediate conditional approval. Might have been a bit easier than others as I already had a 'shell' CBA profile from back when I banked with them. I didn't have to verify ID as it was already there. Uploaded supporting documents and told online that it will take up to 3 business days.
Painless compared to others, but I think the old relationship I had with them has helped immensely.