Citibank Simplicity - No late fees. No annual fee. Never Ever! 0% BT for 12 Months

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akeno

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Apparently, a new product from Citibank. The good benefits of this card is the 0% balance transfer for 12 months.

[h=2]The Simplicity card.[/h] The Citi Simplicity card has no late fees or annual fee, ever and no interest for 12 months on balance transfers[SUP]1[/SUP] (cash advance rate after 12 months).


[h=2]Receive access to:[/h]
  • Complimentary Transit Accident Insurance, Purchase Cover Insurance, Extended Warranty Insurance and Guaranteed Pricing Scheme[SUP]2[/SUP]
  • Up to 55 days interest free on purchases[SUP]3[/SUP]
  • Free wine every time you dine with the Citibank Dining Program
  • VISA Platinum Privileges[SUP]4[/SUP]
  • Personal 24 Hour Concierge Services[SUP]5[/SUP].

Citi Simplicity - No late fees, no annual fee, never ever.
 

jlien

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Re: Citibank Simplicity - No late fees. No annual fee. Never Ever! 0% BT for 12 Month

What's a late fee? :| Legitimate question, isn't that what the interest is for?

Seems a bit of a redundant offering for those who can qualify for the FFL signature. Main reason for this would be the BT offer.
 

akeno

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Re: Citibank Simplicity - No late fees. No annual fee. Never Ever! 0% BT for 12 Month

What's a late fee? :| Legitimate question, isn't that what the interest is for?
Yes true, but the free for life offer has expired.

Sadly the Late fees are on top of interest charges.
 
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