Oh dear, looks like the Citibank curse strikes again
Have kept a screenshot of the application page and also note the Approval email contains the following information confirming zero fee and the fee for enrolling into Qantas rewards. Hopefully the fact that I included my QFF number in the application will be enough however feel that follow ups are going to be required
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 |  | Credit Fees and Charges |  | Annual Primary Cardholder Fee |   |   
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 |  $0, debited to your Account on first use of the Account (including Card activation), and then $395 on each anniversary of the date Citibank approved your Account. 
 
If you enrol in Citibank Qantas Rewards, $49 will be charged per account upon enrolment, and then on each anniversary of the date of enrolment. |   |   
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