- Oct 21, 2018
I applied last Thursday and received a phone call today asking mainly verification questions such as old addresses and the name of a recent bank I applied for a card or mortgage with. Was approved a couple of hours later. Seems like a certain number of applicants get put through this process whereas other are approved/denied instantly.Well there you go - my wife just got approved after less than 24 hours and I'm still waiting 4 days later. I can't work out why this always happens.