Citibank Plus - No Fee No Overseas Transaction Fee Account

[Austman]

Re: Citibank Everyday Plus - Free overseas ATM withdrawals!

From the link in the email:

Citi Debit MasterCard Frequently Asked Questions Citi Australia.

Will there be additional charges as a result of this change? No. The fees and charges for your account remain the same.

 

[moa999]

From Whirlpool:
Footnote 2 on page 2 under the 'Product Fees and Charges' table is retained.

That includes an exclusion of the Citibank Plus account from 'Citibank Fees'. Said fees include the International Transaction Fees.

Therefore, there is no change.


Also an ozbargain member confirmed no change with telephone operator

 

[oz_mark]

The 'excludes' note is missing.

Photoshop was not harmed in the creation of this screenshot



http://www.citibank.com.au/global_docs/pdf/Feesandcharges.pdf

 

[gregff]

Re: Citibank Everyday Plus - Free overseas ATM withdrawals!

From the link in the email:

Citi Debit MasterCard Frequently Asked Questions Citi Australia.

Maybe not in relation to the visa mastercard change but possibly due to the change indicated as follows:

Local & International Payments and Foreign Currency
Services

Fees	Amount	When is the fee Charged?
Citibank Debit Card – transactions
International Transaction Fee	2.50%	We charge you an International Transaction Fee of 2.5% on the AUD dollar conversion of any transaction made in foreign currency. This amount includes a service and assessment fee payable by Citibank to the scheme (where applicable).

In the past there has been an exclusion for Citibank Plus accounts. It is not there for the new amendments.
I still remember the devaluation of Citibank rewards points without prior notice (since fixed up) but it does makes me cautious about any 'enhancements' Citi does.

 

[oz_mark]

Re: Citibank Everyday Plus - Free overseas ATM withdrawals!

Maybe not in relation to the visa mastercard change but possibly due to the change indicated as follows:

In the past there has been an exclusion for Citibank Plus accounts. It is not there for the new amendments.
I still remember the devaluation of Citibank rewards points without prior notice (since fixed up) but it does makes me cautious about any 'enhancements' Citi does.

This is what was in the notice I received:



Following the links in the emai I received, you end up here: http://www.citibank.com.au/global_docs/pdf/Feesandcharges.pdf

 

[gregff]

Thanks for that. It was different to that when I retrieved it earlier.

 

[gregff]

Re: Citibank Everyday Plus - Free overseas ATM withdrawals!

Thanks for that. Your notice was different to mine (which had the exclusions deleted).

 

[lakeman]

Photoshop was not harmed in the creation of this screenshot

View attachment 85525

http://www.citibank.com.au/global_docs/pdf/Feesandcharges.pdf

Thanks mark, I was going to paste this but simply liked the post above to provide support

 

[gregff]

Sounds like they made a mistake, because like serfty I did not have the exclusion for Citibank Plus Accounts included in my terms and conditions. Given issues with Citi before, I will request a revised copy of the T&C I received. The matter of devaluation of credit card reward points without warning (since remedied) for transfer to Velocity and Krisflyer is still in my memory and I double check all things with Citibank.

 

[serfty]

Thanks for that. It was different to that when I retrieved it earlier.

Its actually a different link:

Fee:
http://www.citibank.com.au/global_docs/pdf/Feesandcharges.pdf

NoFee:
http://www.citibank.com.au/importantinformation_deposits/global_docs/pdf/Feesandcharges.pdf

 

[cove]

My son keeps having his 28 degrees card stop working this time using Lyft and Uber so he is very annoyed in Los Angeles. Our Citi debit cards are working ok.

 

[shearsense]

So at this stage, the conclusion for fee-free withdrawals is "business as usual", I think. But I will be eagerly testing the outcome early next year....

 

[Oscarq]

My son keeps having his 28 degrees card stop working this time using Lyft and Uber so he is very annoyed in Los Angeles.

Agree Cove, cutting up my 28 degrees, enjoying Bankwest o'seas.

 

[kpc]

Agree Cove, cutting up my 28 degrees, enjoying Bankwest o'seas.

Agree but as 28 degrees is fee free, I'm keeping it as a backup.

 

[pauly7]

Citibank confirmed in writing to me that the fees don't apply to my account (Citibank Plus) - so all good

 

[cove]

Kpc the stop /go of 28degrees could catch someone out.

 

[kpc]

Kpc the stop /go of 28degrees could catch someone out.

Ever since I have prenotified 28 degrees of my OS trips, I have never had an issue using it OS :

 

[cove]

My son has had the card declined more than 3 times and my business colleague the same. Never used to be like this and the wait on the phone runs up to 30 minutes to talk to a person. Both advised their trip dates and places of travel so right now I would not be recommending 28 degrees other than as a back up to maybe 2 other cards like Citibank debit and Bankwest Platinum or World.

 

[RooFlyer]

That's not good cove. Have been travelling with my 28 deg for 2 weeks India, china, HKG and no probs ( cross fingers

 

[Rallo]

Is this still the best option for travelling overseas , I have an upcoming trip to USA and Uk for 3 weeks and as I only travel once a year I don't want to apply for a credit card?