Credit Card Offers Citi Prestige Bonus Point Offers & Discussion

Get up to 200,000 bonus Velocity Points and enjoy complimentary Priority Pass membership​

Learn more and apply for this card:

Citi Prestige Credit Card

Earn up to 3 Citi reward Points per $1 on eligible spend and receive unlimited airport lounge access with the Citi Prestige Credit Card.

www.australianfrequentflyer.com.au

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What are the main benefits of this card?

1. Sign-up bonus: Up to 200,000 bonus Velocity Points when you apply through AFF! Receive 150,000 bonus Velocity Points when you spend $12,000 on eligible purchases within 3 months from approval. Earn another 50,000 bonus Velocity Points when you keep your card open for over 12 months and enrol in Velocity Points Autosweep.
2. Unlimited Priority Pass airport lounge access for you and a guest, including food & beverage credits at participating airport restaurants. Note that from 1 August 2025, this will change to 15 lounge visits per year.
3. Get the 4th night free on Luxury Escapes bookings
4. $10 cashback with BINGE every month until 31/10/25
5. $100 cashback with Uber Premier
6. Earn 1 Citi reward Point per $1 spent on everyday purchases, plus earn extra points with lots of bonus points-earning categories

Why we like the Citi Prestige credit card

The Citi Prestige card is packed with benefits including Priority Pass airport lounge access for you and a guest travelling with you. You can even use this to access up to AUD36 per person (for up to 2 people) worth of food & beverage credits at participating Priority Pass airport bars, restaurants and cafés each time you fly. This benefit alone is worth more than the $700 annual fee!

This card has lots of opportunities to earn bonus points. You'll earn:

• 1 Citi reward Point per $1 spent on everyday eligible purchases;
• 2 points per $1 at major supermarkets, petrol outlets and national retailers; or
• 3 points per $1 spent with major airlines, hotels and restaurants in Australia, as well as transactions online and overseas

Cardholders also enjoy a range of complimentary insurances, including International and Domestic Travel Insurance and Mobile Phone Insurance, plus other exclusive discounts and benefits.

See our card guide for the full details and to take advantage of our exclusive sign-up bonus points offer:

Citi Prestige Credit Card

Earn up to 3 Citi reward Points per $1 on eligible spend and receive unlimited airport lounge access with the Citi Prestige Credit Card.

www.australianfrequentflyer.com.au

 

[Chicken]

https://www.nab.com.au/content/dam/nab/documents/reports/corporate/2025-half-year-results-investor-presentation.pdf

Page 53

Tell me where on page 53 says that this Citi credit card will be withdrawn from sale on 19 September.

Sorry I've been busy of late, what is happening to Citi Prestige?

Nothing, other than that there is a promo for balance transfer and bonus points when you apply for a new account. And someone misrepresenting what is written on Citi web site.

As I've already got a NAB card elsewhere, does it affect me getting the second tranche of bonus points 12 month in? (Is it even worth paying another year's annual fee for those points?)

That depends on how much you want those sign up bonus points?

Did NAB take over this card from Citi?

Well, they already have legally? But the system migration and brand retirement is due to be done by the end of this year.

Excuse my ignorance..... what is going on?

Nothing, just people spreading fake news, which is what happens on internet forum all the time ......

 

[levelnine]

Nothing, just people spreading fake news, which is what happens on internet forum all the time ......

It is fairly reasonable to assume that something significant is going to happen at the end of September. We do not precisely know what, of course.

What we do know is:

1. Citi has announced the cessation of a range of promotions next month, including the end of cash back offers as well as the sign-up bonuses for every single Citi credit card.

2. The current credit cards available from Citibank.com.au are Citi products — both the brand and the product name. They are not NAB products.

3. The Citi brand is coming to an end in Australia as NAB completes its integration of Citi customers onto the NAB platform. That has already occurred in relation to Citi deposits, home loans and investment accounts. It is due to occur in relation to credit cards by the end of this year, as someone else has pointed out.

 

[Chicken]

It is fairly reasonable to assume

Ah, "assume", not fact.

that something significant is going to happen

Totally agree, because they need to consolidate products, finalise anything which can be finalised, then do system freeze and start the migration.

at the end of September.

So now it's end of Sep? So it is 14 Sep or end of Sep?

Or do you have insider knowledge that this card will be pulled from sale on 14 Sep? Or insider knowledge that this card will be pulled at the end of Sep? Which date is it?

People, if you want to create fake news, please, at least make the lie consistent.

We do not precisely know what, of course.

That is my point.

If someone were to say 'this promo is ending 14 Sep, and since we are getting close to what NAB had told the market about end of Dec, people should jump in and have the last hooah', sure, that's totally makes sense, in fact, I would agree with such statement.

But coming then post statements which mis-represent what NAB is announcing, and make it so specific and state that Citi is pulling on 14 Sep, is misrepresentation to put it nicely, fake news to be blunt.

 

[levelnine]

Or do you have insider knowledge that this card will be pulled from sale on 14 Sep? Or insider knowledge that this card will be pulled at the end of Sep? Which date is it?

Where did I say it was going to be pulled from sale?

 

[Chicken]

Where did I say it was going to be pulled from sale?

I was referring to how this whole discussion started this week ( please see why this thread re-started).

Also, you said something significant is going to happen at the end of September. So what is that?

Let's don't give false information any credibility.

 

[levelnine]

Let's don't give false information any credibility.

So quick to accuse people of spreading fake news, yet no time to read what people are actually saying.

 

[Chicken]

So quick to accuse people of spreading fake news, yet no time to read what people are actually saying.

If the specific post which started this whole thing (link here), does not read like a statement of fact, then sorry that I have a different interpretation.

 

[burneracc]

https://www.nab.com.au/content/dam/nab/documents/reports/corporate/2025-half-year-results-investor-presentation.pdf

Page 53

> page 53


Oh well, I applied on the weekend for the prestige as it's the best churn on the market at the moment. Hopefully I get some form of grandfathered benefits / compensation once they migrate the rest of cardholder services. Fun gamble to make.

 

[Chicken]

Oh well, I applied on the weekend for the prestige as it's the best churn on the market at the moment. Hopefully I get some form of grandfathered benefits / compensation once they migrate the rest of cardholder services. Fun gamble to make.

Also, you can still get sign up bonus at the moment, even if you already have a NAB card. After the migration, the cards will be under NAB, so there won't be sign up bonus for existing NAB cardholders. Hence, why not?

 

[drcam]

"Citi has announced the cessation of a range of promotions next month, including the end of cash back offers as well as the sign-up bonuses for every single Citi credit card."

Do second traches of sign-up bonuses (eg at 12 months) stand for existing credit cards? What if I already hold a NAB credit card?

 

[MooTime]

"Citi has announced the cessation of a range of promotions next month, including the end of cash back offers as well as the sign-up bonuses for every single Citi credit card."

Do second traches of sign-up bonuses (eg at 12 months) stand for existing credit cards? What if I already hold a NAB credit card?

I sure hope so cos I'm due for my 100k Citi points next March.
Will be making enquiries by year's end, but I'm sure will be known via updates prior to.

 

[Chicken]

"Citi has announced the cessation of a range of promotions next month, including the end of cash back offers as well as the sign-up bonuses for every single Citi credit card."

You got a source for this quote?

Do second traches of sign-up bonuses (eg at 12 months) stand for existing credit cards?

If you are waiting for the second lot and your card account is in good standing, then Citi has to give them to you, because it becomes part of your contract.

What if I already hold a NAB credit card?

If you are thinking of applying for a new card, you should refer "Bonus Citi reward Points" section, which does not even say anything like 'You won't get bonus if you cancelled your last Citi card in the last X months'., let alone NAB cards.

 

[levelnine]

Do second traches of sign-up bonuses (eg at 12 months) stand for existing credit cards? What if I already hold a NAB credit card?

NAB hasn't announced what they'll do with existing card holders once the Citi brand comes to an end. When NAB transitioned Citi banking customers across to their platform, they said they would honour a number of features of the Citi accounts and varied a number of others.

Edit: I will add that the migration of banking customers caused a considerable amount of confusion, as this 69-page thread on Whirlpool shows. So it may not be an entirely straightforward process.

 

[burneracc]

Also, you can still get sign up bonus at the moment, even if you already have a NAB card. After the migration, the cards will be under NAB, so there won't be sign up bonus for existing NAB cardholders. Hence, why not?

I was just approved for a comedic 42k limit - for reference, I’m in my early 20s

 

[Chicken]

I was just approved for a comedic 42k limit - for reference, I’m 22

You know you have to spend on this new card in order to earn the bonus points? May I recommend meeting this by buying something like MG MG4 which is only $37990 drive away? You can get yourself a new electric car on this card, and meet minimum spend requirement, while still have credit limit left to have dinner at [insert any fancy restaurant in WA]? That's what success looks like for someone in their 20s. You deserve it

 

[burneracc]

You know you have to spend on this new card in order to earn the bonus points? May I recommend meeting this by buying something like MG MG4 which is only $37990 drive away? You can get yourself a new electric car on this card, and meet minimum spend requirement, while still have credit limit left to have dinner at [insert any fancy restaurant in WA]? That's what success looks like for someone in their 20s. You deserve it

Ah it wont be anything fun - I'll be paying the ATO to hit the SUB

 

[Chicken]

Ah it wont be anything fun - I'll be paying the ATO to hit the SUB

Citi doesn't pay points on ATO, just a reminder, so you need to wash via gift cards or third party payments like Yak or Sniip

 

[mokuni]

So you "assume", it's not a fact.



What do you mean by "all"? There is only one promotion for this card.



And this sentence is specifically written within the subheadings on the web page "Balance transfer rate" + "Bonus Qantas Points" + "Balance Transfer offer". Not in the body of the page, not the top of the page, not any other subsections, just these two subsections.

Your statement is misrepresenting what NAB / Citi have put on their web site.



And? Does that give you a date? Have you seen any specific date announced publicly by NAB?



This is just your own guess. So NAB cannot pull this product on the 20 of Sep? 30 of Sep? How about 15 Oct? How about 30 Oct? What about 01 Nov? Or 30 Nov? You got insider information?

It's fine if you want to make a guess, but state that you are making a guess. The statement you made:
is a misrepresentation of the announcement from NAB (which is what fake news means in year 2024)

Well worded. I thought was just me trying to find Melso/Citibanks exact wording that the prestige is going bye bye.