I guess I forgot about the value of prestige, but also points earning and what a good RM can be worth. But at the same time, some perks seem like they should be just that little bit sweeter for such an expensive card.Centurion AF can't be justified based on retail value of perks alone. Good to see it's now the highest earning Amex (not by much but it officially is). It's about intangibles such as the value of the 'Relationship Manager' (RM). If you utilise the RM, they're worth heaps more than the extra $3550 AF. If you don't, perhaps the PC is going to tick enough boxes and have sufficient 'prestige'.