Card Payment Surcharges Banned in Australia from 2026

[drron]

having helped out at a family owned cafe in Sydney I have witnessed first hand some of the cough and venom aimed at the staff. frankly the business is better off without such customers as the staff are happier and less likely to leave.
A solo medical practice is also a small business and I did see the reverse as I was one who accepted Amex and I didn't charge a surcharge for any card. I know some only came to see me because of that. Some would still complain because I only bulk billed pensioners. I invited those to go elsewhere and see how they fared. I was one of a very few who charged the common fee.

Went out to lunch today to celebrate the King's birthday. Got charged 15% for the PH> Wasn't personally told about the surchrge but it was on the menu. I didn't complain as I knew the staff in QLD get 2.5 times their base pay.

 

[transpactraveller]

Even if Aldi's base prices are slightly lower, Colesworth regularly has points offers for an effective 5%-25% off, plus you can buy a 10% off voucher for $7.

And nobody who is bothered by a 0.5% surcharge at Aldi should be paying directly at Colesworth, given that their gift cards can be regularly obtained for 4-6% off (and you still get credit card rewards when buying the gift cards).

Where do you get the 4-6% off gift cards, I only ever see them around 3%

 

[serfty]

Where do you get the 4-6% off gift cards, I only ever see them around 3%

There are some discount schemes tied to member groups or professional organisations.
More generally, RACV members can get Woolworths gift cards with 4% discount.

NSW and Victorian seniors card holders can get Wish cards with 5% discount.

I have not seen 6% for Woolies available publicly, however.

Everyday WISH Gift Card Deals, Coupon Codes, Prices, Reviews

www.ozbargain.com.au

 

[Mr_Orange]

There are some discount schemes tied to member groups or professional organisations.
More generally, RACV members can get Woolworths gift cards with 4% discount.

NSW and Victorian seniors card holders can get Wish cards with 5% discount.

I have not seen 6% for Woolies available publicly, however.

Everyday WISH Gift Card Deals, Coupon Codes, Prices, Reviews

www.ozbargain.com.au

RACQ:

 

[SeaWolf]

NewsCorp is running multi-day coverage of the surcharge ban and the inability of small business to pay the ATO by credit card as some kind of economy-destroying calamity. Can someone explain to me why small businesses won’t exist if they can’t pay tax by credit card?

They seemed to get by alright back before the ATO started accepting credit card payments in 2009 so I'm sure there's other workable options available to them.

 

[serfty]

RACQ:
View attachment 524065

Much the same as RACV ...

In reality, with Coles and Woolworths, Flybuys and EDR gives another ½%.

(With Everyday Extra and Coles Plus members for their $7 per month get double, so a basic 1% per shop plus one 10% each month capped at $50. (Need to spend at least $140 per month before breaking even on subscription.)