Three months, I don’t have the exact wording to hand, but it’s Defo not just three billing cycles.Does anyone know if the $6k spend is actually required in three calendar months from approval/activation or three billing cycles? Sorry, I couldn't seem to find a definite answer and my first billing cycle only ran for a few days so I'm a bit cautious.
No worries! Dug out the wording of the offer I saved, definitely three months from opening. Opening is usually the date the application is approved:Amazing, thanks for letting me know - that's good to know!
|Special event||Upgrade only|
|Rental vehicle insurance excess||Upgrade only|
|Domestic pets boarding||Upgrade only|
|Travel services provider insolvency||Upgrade only|
|Resumption of journey||Upgrade only|
|Loss of income||Upgrade only|
|Alternative transport expenses||Upgrade only|
|Travel documents, cards, travellers cheques and cash||Upgrade only|
Yes, if your trip is booked and you meet the criteria ($500 spend, return flights, etc.) before 9/12, even for travel after 9/12, then the old T&Cs apply, with no need to pay for the upgrade.Not a fan of this change. Was thinking of keeping the card since their existing cover suited the GF and I for our 7 week trip next year.
Having a look at the site, I did see the below though..
Does this mean if we have already spent the $500 criteria before the 09/12/2019 we are eligible for the full cover, without the need of getting the "upgrade bolt-on" for our trip next year?
View attachment 193490
This actually makes my decision slightly easier, once I've paid this month's balance I'll be getting rid. This is a negative change, arguably they should be pro-rating a refund of the annual fee for anyone cancelling on that basis.I'm not sure if this should be split off into a separate post, but for those considering this card, the complimentary travel insurance is being stuffed from 9 Dec. Key changes are the loss of the following sections unless a paid "upgrade" is added.
There is currently no way (that I could find) to obtain the cost of these "upgrades". The PDS refers to the site bankwest.poweredbycovermore.com , but it currently is for customers needing assessment of extra cover for medical conditions only.
Special event Upgrade only Rental vehicle insurance excess Upgrade only Domestic pets boarding Upgrade only Travel services provider insolvency Upgrade only Resumption of journey Upgrade only Loss of income Upgrade only Alternative transport expenses Upgrade only Travel documents, cards, travellers cheques and cash Upgrade only
Perfect! we will keep the card until next year then. Still have a few USD and foreign currency bookings to be made and might as well get points for it.Yes, if your trip is booked and you meet the criteria ($500 spend, return flights, etc.) before 9/12, even for travel after 9/12, then the old T&Cs apply, with no need to pay for the upgrade.
It's definitely a good card for foreign spend, has a decent earn rate too and, in fairness to them, they have explained the changes clearly.Perfect! we will keep the card until next year then. Still have a few USD and foreign currency bookings to be made and might as well get points for it.
I'm so glad they advertise this clearly on the website for everyone to see... It was a headache with Qantas and their 19 September points change.