ANZ makes it harder to access sign-up bonus points

ANZ has outsourced all credit applications to a call centre in Bangalore. They claim to directly employ the staff… but who knows. Unless you’re very black and white, it often goes into the too hard basket for them.

My payslips tend to be complicated (overtime, allowances, novated lease etc) and ANZ was always a struggle. You can tell that after a while they just hit “decline” as it’s too hard for them to get their heads around.
 

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