OK, I'm facing some decisions at the moment. My siblings have requested my support to come back and work from Australia whilst COVID threat is escalating. They all have kids and I don't, and I can provide a greater degree of social and emotional support to my mother, who is most likely an at risk person for the virus and thus really should self-isolate. As a non-resident Australian it is totally unclear whether I am afforded public health coverage when in Australia (some websites, eg Victoria Health say Australians citizens + residents, where as Medicare indicates you must live in Australia) Usually that's OK because I have both credit card and annual medical travel insurance. However this is problematic as
1) My credit card travel insurance won't cover medical when "Travelling to a country where the Singapore government has issued a travel advisory against non-essential travel" . They have just done this to all countries.
2) My annual medical travel insurance won't cover it due to exclusions .. "Company shall not be liable to pay compensation for expenses which concern: ... 15) epidemics which have been placed under the direction of the public authorities"
My local medical insurance does cover treatment outside Singapore, but it is quite limited.
As a result, I am interested in understanding treatment costs (it's been a while!), so I can work it my coverage and the risk I face. Any of our medical community have any idea?
1) My credit card travel insurance won't cover medical when "Travelling to a country where the Singapore government has issued a travel advisory against non-essential travel" . They have just done this to all countries.
2) My annual medical travel insurance won't cover it due to exclusions .. "Company shall not be liable to pay compensation for expenses which concern: ... 15) epidemics which have been placed under the direction of the public authorities"
My local medical insurance does cover treatment outside Singapore, but it is quite limited.
As a result, I am interested in understanding treatment costs (it's been a while!), so I can work it my coverage and the risk I face. Any of our medical community have any idea?