Amex "I'm going to cancel my card" - bonus points given thread.

[danielwang002]

Could stop by HK? There are a bunch of locations there and its not that far away

Also a side note on the global dining credit thing - this is such a staple of both the Australian and other international amex cards (including the UK, Singapore, HK, Canada, France, etc etc) that unless they are killing the program globally, I'd be surprised if it isn't renewed, doubly so considering how high the AF is here.

As others have commented, if they remove it then I also probably would have to think twice about renewing. However as it stands, I'm currently 7 months in and have gotten ~$2000 aud in value back so far from holding the card, excluding all points earn. EOY I'd forecast that I hit $3.5k+ in value, but even at my membership years "value" so far I am still ahead even ignoring the dining credits.

There is also genuine value in the card as a financial instrument as a charge card, and on top of this other intangibles like the customer support (not sure where else I can be on the phone with a support rep in under 60 seconds) as well as the app being polished have to have *some* value. It's a sticky product / ecosystem.

Also if any amex reps are listening in here - I'd be perfectly happy losing all of the dining and amazon prime credits and whatever else, IF the card had two major changes:

1. Points multiplier on travel spend
2. 0% FX fee

If it's a travel card, give it travel card features. The qantas ultimate gets 2x points on QF spend. The plat charge in the states gets 5x on travel spend. Give us SOMETHING on travel spend here.

Agree totally on your 2 changes mate

 

[tlam]

Could stop by HK? There are a bunch of locations there and its not that far away

Also a side note on the global dining credit thing - this is such a staple of both the Australian and other international amex cards (including the UK, Singapore, HK, Canada, France, etc etc) that unless they are killing the program globally, I'd be surprised if it isn't renewed, doubly so considering how high the AF is here.

As others have commented, if they remove it then I also probably would have to think twice about renewing. However as it stands, I'm currently 7 months in and have gotten ~$2000 aud in value back so far from holding the card, excluding all points earn. EOY I'd forecast that I hit $3.5k+ in value, but even at my membership years "value" so far I am still ahead even ignoring the dining credits.

There is also genuine value in the card as a financial instrument as a charge card, and on top of this other intangibles like the customer support (not sure where else I can be on the phone with a support rep in under 60 seconds) as well as the app being polished have to have *some* value. Free supps, and if we are being honest, the metal card also both add to the experience. It's a sticky product / ecosystem.

Also if any amex reps are listening in here - I'd be perfectly happy losing all of the dining and amazon prime credits and whatever else, IF the card had two major changes:

1. Points multiplier on travel spend
2. 0% FX fee

If it's a travel card, give it travel card features. The qantas ultimate gets 2x points on QF spend. The plat charge in the states gets 5x on travel spend. Give us SOMETHING on travel spend here.

Even if they only implement number 2, it will become the top spending card in my wallet. I don’t care about travel credits or the useless Accor Plus, just having zero FX fees is perfect!

 

[Quattro]

Even if they only implement number 2, it will become the top spending card in my wallet. I don’t care about travel credits or the useless Accor Plus, just having zero FX fees is perfect!

What's crazy is even the centurion has int. transaction charge in Australia. I made this point clear to my RM and they said many people tell them the same thing with it going to the top of AMEX Aus.. Yet here we are both on cent and plat charge card products... That market travel... But penalise for using it abroad.

 

[danielwang002]

What's crazy is even the centurion has int. transaction charge in Australia. I made this point clear to my RM and they said many people tell them the same thing with it going to the top of AMEX Aus.. Yet here we are both on cent and plat charge card products... That market travel... But penalise for using it abroad.

Aus amex all have intl fx. Really bad for literally every card. US ones way better(and only US sadly)

 

[iamsuperandrew]

If only Plat & Cent Card had $0 intl fees, it would be the most powerful card around

 

[comehither]

I still use 28 degrees for all my int spend. If Amex had no fee, estimate another $60K a year on the card.