AMEX Application Process Failures + Contact

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I think given their rejection and lots of own experience posts in this thread - I won't be considering AMEX at all moving forward.

100k bonus QFF points is good, but with a high annual fee (even despite a $450 travel credit to "offset") and limited places to spend on - some places accept only Mastercard or VISA, it's probably not worth it.

My BoM card "only" awards 60k bonus QFF points after $3k of eligible spend (same as the Qantas AMEX one), but with a much lower annual fee and most importantly, got approved and wasn't rejected for no good reason.
 
Mrs sudoer just received her QF Ultimate rejection letter with the same credit reporting line.

She's closed 3 cards in the last 12 months and has one open. 900+ Equifax/Experian, and explicitly requested a 5k limit.
 
Mrs sudoer just received her QF Ultimate rejection letter with the same credit reporting line.

She's closed 3 cards in the last 12 months and has one open. 900+ Equifax/Experian, and explicitly requested a 5k limit.
Looks like they're cracking down on the partner's off AFF members 🤣😢
 
Thought I'd add my experience to here as well.

Applied for an AMEX QF Ultimate and also got a rejection letter with the credit line people have mentioned already here.

I haven't had an AMEX in 4+ years, 1 closed card in the last 12 months and with a score of 1000+.

Probably won't be trying this again until there's evidence the success rate changes overall.
 
I had the same experience late last year also, I rang up after getting the rejection letter as I had an excellent credit rating etc and I was confused. The lady offered to re-do the application and I even added some additional investment income I hadn't bothered with on the first application and it was still rejected with the same generic letter. I had a hunch it was related to the number of credit cards churned and seeing this thread has reaffirmed that. A shame as my plan was to make this card one I would hold as a base card with a likely redemption into Krisflyer.
 
I had the same experience late last year also, I rang up after getting the rejection letter as I had an excellent credit rating etc and I was confused. The lady offered to re-do the application and I even added some additional investment income I hadn't bothered with on the first application and it was still rejected with the same generic letter. I had a hunch it was related to the number of credit cards churned and seeing this thread has reaffirmed that. A shame as my plan was to make this card one I would hold as a base card with a likely redemption into Krisflyer.
Yeah, they do seem to be blocking churners... well, the letter I sent to their official correspondence address still hasn't been responded too. It was sent over 2 months ago.
 
Mrs sudoer just received her QF Ultimate rejection letter with the same credit reporting line.

She's closed 3 cards in the last 12 months and has one open. 900+ Equifax/Experian, and explicitly requested a 5k limit.

P2 tried again for the Plat Charge instead of the Ultimate. I thought perhaps Amex might have a different churn tolerance for each card product/line. Also closed the card she had open, but no dice.

Might try again in July when she will be 4/24 and 2/12.
 
P2 tried again for the Plat Charge instead of the Ultimate. I thought perhaps Amex might have a different churn tolerance for each card product/line. Also closed the card she had open, but no dice.

Might try again in July when she will be 4/24 and 2/12.
she may have been better off keeping it open, when i called after my rejection they specifically asked if i had opened and closed cards within a very short timeframe.

Wife working part time and only earning $50k was approved for the Plat charge card with no issues. had prob been a few years since her last credit card
 
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