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11 month credit cards

Discussion in 'Open Discussion' started by luckydog, May 29, 2007.

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  1. luckydog

    luckydog Member

    Aug 7, 2004
    101
    17
    Melbourne
    #1 luckydog, May 29, 2007
    I see Qantas are offering their AMEX card with no annual fee for the first year.

    Has anyone taken up these offers and then cancelled the card at 11 months to avoid the first annual fee?

    In theory you could keep signing up for new cards as new offers come up.

    Apart from the risk of forgetting to cancel at 11 months, any other risks?
     

  2. Evan

    Evan Established Member

    Dec 26, 2006
    3,168
    0
    SIN / MEL
    #2 Evan, May 29, 2007
    - They may not give you a new one when you try it for the 2nd,3rd,4th time....
    - Credit enquirys each year on your record

    They could withhold points on you i guess but not a huge issue with doing it, if you just don't want to pay the fee then you ring them at 11 months and they will sometimes comp you the next year, but i know you want the points !

    E
     
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