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  1. andye

    Superannuation Discussion + market volatility

    My reading of the ato site below is yes but doesn't seem logical
  2. andye

    Superannuation Discussion + market volatility

    75. At current life expectancy, still plenty of time to leave the kids with a tax bill
  3. andye

    General Medical issues thread

    Anticoagulants are always a trade-off between clotting and bleeding risk. The pharmacological half-lives are not always helpful (xarelto's is about the same as clexane) as the biological clotting action doesn't completely correlate. If looking at an oral agent, one could argue that dabigatran...
  4. andye

    Superannuation Discussion + market volatility

    I recently transferred the proportion of my super in Aware to the Hostplus Choiceplus direct investment option. Has most of the accumulation CGT advantage of an SMSF with much less cost and hassle. Obviously cant use for leveraged property (or other assets) but had no intention of doing so...
  5. andye

    General Medical issues thread

    Empagiflozin?
  6. andye

    Airline livery update - who needs one?

    I understand Maggie Thatcher was incensed. Wouldn't have fancied being the BA CEO on the end of her telephone call
  7. andye

    Coles gift card offers

    Financially yes but given as these are a good way of paying large bills with surcharges/ineligible for FF points 😉, I bought the yellows
  8. andye

    Coles gift card offers

    It's only a small detour on the way to work to catch all 4 local ones
  9. andye

    Coles gift card offers

    Been to 4 stores this morning all with plentiful stock
  10. andye

    Skyteam Kenya Airways Status Match

    Received this offer today. Lots of airlines including QF/VA and hotel (Silver/Gold only) programmes offered. USD 175 fee for Gold/Plat with airlines https://kenya-airways.statusmatch.com/
  11. andye

    Sydney dinner on 6 September 2025 (after the AFF MasterClass)

    I am in for dinner barring life IRROPS
  12. andye

    General Medical issues thread

    Pred will raise BP if anything, though you can get a very low BP if on steroi_s for more than 2 weeks and stop suddenly Good thinking about asking about insulin
  13. andye

    AFF Point Valuations

    My mental calculation for premium redemptions involves how much cash would someone have to offer for me to move back to Y. I therefore have lower personal point valuations, but I'm not unhappy if they exceed 1c when points rich, >2c if points limited Maths for me is: (perceived...
  14. andye

    Woolworths gift card thread

    I can just make it viable at under 1c per airline point but I am lucky to have an easy place to redeem and a relevant bill to pay next month
  15. andye

    General Medical issues thread

    Weight loss is hard as the brain wires itself to try to get back to heaviest weight. Some people are able to do by will-power alone but for many the hunger drive is analogous to how a normal weight person feels when they haven't eaten for days. I haven't personally prescribed but Mounjaro &...
  16. andye

    Qantas Points Club Discussion

    Until a recent generous offer (now withdrawn), I hadn't realised how many giftcards with bonus points were available on Qantas marketplace. Commonest is 3 QF/$ which coupled with a credit card with bonus for QF spend could net me 5 QF/$. The Bunnings GC looks very appealing as they are not...
  17. andye

    Uncommon words and Meanings

    As it happens, the term predates The Who and was probably first coined in 1618 (it's not original Latin). I remember being taught The Defenestration of Prague at school. It was over 40 years ago so can't remember in what context* https://www.etymonline.com/word/defenestration * Edit: must have...
  18. andye

    General Medical issues thread

    One of the drug companies was offering free Lp(a) testing at a stroke conference I went to recently. Fine, though a few attendees looked perturbed when they received an abnormal result.
  19. andye

    General Medical issues thread

    Lipoprotein(a) maybe Nice to see you 🙂
  20. andye

    AFF Point Valuations

    Given the ability to swop between programmes QR Avios value is effectively the same as BA/AY/IB but slightly widens the earning and redemption ability. None of the other Avios are easier to earn with credit card in Aus. KF feels undervalued to me given premium availability. Comes down on expiry...
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