It is good to have some +ve feedback as I think people often tend to bog down on the -ve :!:I have put through more transactions over the last two months than most of the past 12.
The staff handling accounts are knowledgeable and most helpful. Very impressed.
I have put through more transactions over the last two months than most of the past 12.
The staff handling accounts are knowledgeable and most helpful. Very impressed.
What impressed me further was their advice on how to get credit increased on both my platinum charge card and credit card. And truly, when I spoke with them yesterday, they surprised me by confirming the charge card "limit" had been increased (by 67%!).
That's my experience, anyway. So, happy to have bank platinum credit cards (SQ) and those issued by AMEX. Oh, and btw, the annual charge card fee was reduced by 50%.![]()
Wow! How did you manage to get the annual fee reduced and for which card type? In the past this was always the one thing they wouldn't budge on unless you spent squillions...
I see, with regard to the charge card limit - be sure to use the amount they have approved you to as the approval will fall off the account after a period of time (normally no longer than 3 months) once it's gone the amount you can spend will be calculated on your highest on-time repayment.
... and that sometimes they chop and change the limit without notification. I had this issue recently and it took a couple of days to sort out.I see, with regard to the charge card limit - be sure to use the amount they have approved you to as the approval will fall off the account after a period of time (normally no longer than 3 months) once it's gone the amount you can spend will be calculated on your highest on-time repayment.
... and that sometimes they chop and change the limit without notification. I had this issue recently and it took a couple of days to sort out.
+1 since I rejoined Amex earlier this year I've found their service to be very good, streets ahead of Citibank by comparison!!
I will absolutely +1 that comment.
I noticed too, today, that MR points are credited no sooner charges appear on your account, unlike SQ mileage where posting is made periodically...once monthly. Check "My Points" once you log into to your account on Amex secure website.
I notice there's normally half a day, to a day's lag in posting ; but yes it is relatively timely.
I see, with regard to the charge card limit - be sure to use the amount they have approved you to as the approval will fall off the account after a period of time (normally no longer than 3 months) once it's gone the amount you can spend will be calculated on your highest on-time repayment.
In terms of "on-time repayment", I think Serfty mentioned recently in another thread that you can pay off the AMEX Charge card well after the due date, right up to the day before the next statement issues, without incurring liquidated damages/late fees. (I am going to test that this month.) Would paying off the outstanding balance the day before the next statement issues count as "on-time repayment"?