Changes to Westpac credit cards from 1 Oct 2026

[clifford]

So can I just ditch the Rewards and keep the card? I don't use it much because my US cards are much better but I don't want to lose an Aussie credit card at my age.

I'm in exactly the same position. If I Have to pay the $75 fee I probably will, but won't make much use of it.

 

[Flyfrequently]

I'm in exactly the same position. If I Have to pay the $75 fee I probably will, but won't make much use of it.

Mr Flyfrequently had just been in this scenario @clifford @Tiki
Notified of $75 fee, doesn't use the card, just a back up.
Did a product change/swap and now has the Westpac Low Fee card - $30 pa with fee waived for the first year.
Low fee card has no insurance, no points but no $175 AF + $75 reward fee.

As we all know being retired and hard to get CC's but decided not forking out $250 pa now Westpac

 

[transpactraveller]

I will close my Altitude card once I've transferred/used my points.

This was a backup card that I've had for years and I probably would have ignored a small fee increase but the way Westpac are splitting it into 2 fees and just being sneaky and slimy about what they're doing, I'm done with them.