Strategy to obtain US Amex

[_TheTraveller_]

Do you have another card with BoA or a checking account?
I opened a checking a/c with them few months ago thinking of applying via phone option.

Unfortunately no BoA or checking account. I'm looking to open one after Citi closed mine for inactivity.

 

[GDale]

I've been patiently waiting to see if the doc review passes without intervention, as success rates from calling seem to be next to zero - so far that strategy is not working! The review is still "in progress"... I'll give it a few more days before running the gauntlet with the call centre.

Final outcome: stuck

The application expires after a month so it was time for me to call in. Neither the fraud line nor the general service line could provide much information, but the latter did provide me with an "applications" number to call - the lady who picked up there couldn't see the ID documents I submitted, but did see a note from the document team that the ID docs submitted were not acceptable. She advised that I would need to submit the exact type of document requested in the original email (i.e. a state license), and that it needed to be done before the application expired.

One interesting point to note though is that the first person on the fraud line could find an "account" linked to me - I wonder if this is somehow created when an account is pre-approved, and also why some people seem to be able to get through the application, only to have the card locked up after activation?

 

[Tiki]

Datapoint and warning about DHL. The estimated time of delivery was 27 Aug. It physically arrived in Brisbane DHL yesterday morning 8:46. Based on previous experience, i assumed that since it arrived early, it would be put on a truck today. It wasn't. So I called and asked about getting it on an afternoon truck and why wasn't it sent out today instead of sitting around the warehouse. They said there was a new policy that packages are sent out to match the eta originally stated.

Next time I will choose the $20 one.

@blacksultan Who actually brought your package? Aramex, Aus Post?

 

[N0mad]

But I suppose P2 still had an open AU Amex ?

ahh sorry, correct.

 

[velli25]

Is the rule still wait around 90 days from Chase personal CC prior to applying for Chase Business cards? I was approved early July and looking at the CIBP

 

[_TheTraveller_]

Is the rule still wait around 90 days from Chase personal CC prior to applying for Chase Business cards? I was approved early July and looking at the CIB

Depends on your credit lines. Reports suggests 2 inks is safe. Once every 5-6M is preferable.

 

[velli25]

Depends on your credit lines. Reports suggests 2 inks is safe. Once every 5-6M is preferable.

I only have the CSP, no Business Chase cards yet. Approval for CSP was 1st July. Under 5/24 as well with ~2 year credit history

 

[_TheTraveller_]

I only have the CSP, no Business Chase cards yet. Approval for CSP was 1st July. Under 5/24 as well with ~2 year credit history

Should be okay. Give it a go and report back!

 

[DC3]

Agree - I read that as you have to take it to a local USPS post office - I assume this is in US only - I was thinking how to do it so you don't need to show US ID - and do it from Aus - maybe there is a way you can do it like this

I recall looking into this several years ago. I wasn’t able to find a work-around at the time. I hope that you are able to do better.

 

[velli25]

Might just hold off. May be some elevated offers for CIBP in Sept as per award wallet.

 

[blacksultan]

Datapoint and warning about DHL. The estimated time of delivery was 27 Aug. It physically arrived in Brisbane DHL yesterday morning 8:46. Based on previous experience, i assumed that since it arrived early, it would be put on a truck today. It wasn't. So I called and asked about getting it on an afternoon truck and why wasn't it sent out today instead of sitting around the warehouse. They said there was a new policy that packages are sent out to match the eta originally stated.

Next time I will choose the $20 one.

@blacksultan Who actually brought your package? Aramex, Aus Post?

It was supposed to be daipost which is asendia local partner but it came in a fedex envelope ( which is why it arrived in 3-4 days ) .
I didn’t have to sign so don’t know who actually delivered .
Also Barclays would not give me a limit increase or waive annual fee etc .

 

[blacksultan]

It was supposed to be daipost which is asendia local partner but it came in a fedex envelope ( which is why it arrived in 3-4 days ) .
I didn’t have to sign so don’t know who actually delivered .
Also Barclays would not give me a limit increase or waive annual fee etc .

Looks like daipost used fedex for last mile delivery within melbourne .