Credit Card Offers ANZ Frequent Flyer Black: 130,000 Qantas Points + $200 back

[I love to travel]

Does anyone remember when they applied whether conditional approval was given when you applied online or do they review everything first before asking for payslips etc.

 

[jpp42]

Does anyone remember when they applied whether conditional approval was given when you applied online or do they review everything first before asking for payslips etc.

I'm not sure if they used the term "conditional approval" but I definitely remember being asked for payslips immediately.

 

[I love to travel]

I'm not sure if they used the term "conditional approval" but I definitely remember being asked for payslips immediately.

We're you an existing ANZ member?

 

[jpp42]

We're you an existing ANZ member?

Yes, I've had a number of ANZ cards over the years.

 

[thizho]

I understand that ANZ don't give points for ATO payments, however are ATO payments regarded as qualifying spend for the sign-up bonus for the ANZ Black?

 

[Mr H]

I understand that ANZ don't give points for ATO payments, however are ATO payments regarded as qualifying spend for the sign-up bonus for the ANZ Black?

No. For all cards, qualifying spend means spend that earns points.

 

[thizho]

No. For all cards, qualifying spend means spend that earns points.

Great. Thanks for the clarification.

 

[FishFood]

I ended up cancelling this card before the second lot of points since the annual fee didn't seem worth it. Overall moderately successful

 

[Lost Redditor]

I applied on Monday (3rd time ANZ CC) and didn't get conditional approval, was not asked to upload documents. It said they would be in contact. I'm assuming this is because what I stated as open credit accounts do not match what I entered in the fields.

How long before they contact me, I wonder

 

[I love to travel]

I applied on Monday (3rd time ANZ CC) and didn't get conditional approval, was not asked to upload documents. It said they would be in contact. I'm assuming this is because what I stated as open credit accounts do not match what I entered in the fields.

How long before they contact me, I wonder

Took 2 days for me and then a further 2 days to approve once docs sent. They wanted proof of additional income but did not question what I sent them.

 

[Lost Redditor]

ah that's probably what they want to ask me about. I put in on-call engineer allowances and bonuses as extra income

 

[Lost Redditor]

ANZ rang to discuss my application and they asked me for the strangest thing. I previously supplied payslips that specify a number of paid parental leave hours each pay period. She seemed very confused. I told her that I was given 18 weeks paid paternity leave and I was taking it flexibly. Two blocks of leave and one day off per week for a year. She had to speak to her manager and after 5 minutes she got back to me and said she needed my employer to draft a letter that states that I am on parental leave and that I will return to full time work after.

I think this is very strange. So now I have to annoy the HR department with this nonsense

 

[Ade]

ANZ rang to discuss my application and they asked me for the strangest thing. I previously supplied payslips that specify a number of paid parental leave hours each pay period. She seemed very confused. I told her that I was given 18 weeks paid paternity leave and I was taking it flexibly. Two blocks of leave and one day off per week for a year. She had to speak to her manager and after 5 minutes she got back to me and said she needed my employer to draft a letter that states that I am on parental leave and that I will return to full time work after.

I think this is very strange. So now I have to annoy the HR department with this nonsense

ANZ CC assessment has become very risk averse and most times don't know what they want/asking for.

 

[N860CR]

Bit of an odd one this time around... didn't get a conditional approval which is rare.

They called a few days later and asked for clarification of income. Seems the system at their end shows basically main income and other income (whereas the application process allows you to split it up). Eventually split up the rental income and overtime and it all added up so she seemed happy. Asks me to send payslips/statements to support. Heard nothing for a few days then someone else calls and asks exactly the same questions. Seems happy again and says they'll be in touch within 24 hours. Nothing is heard.

I planned to call and chase them up today however the card and welcome pack arrived. No text or email ever received confirming a successful application.

 

[Lost Redditor]

Bit of an odd one this time around... didn't get a conditional approval which is rare.

They called a few days later and asked for clarification of income. Seems the system at their end shows basically main income and other income (whereas the application process allows you to split it up). Eventually split up the rental income and overtime and it all added up so she seemed happy. Asks me to send payslips/statements to support. Heard nothing for a few days then someone else calls and asks exactly the same questions. Seems happy again and says they'll be in touch within 24 hours. Nothing is heard.

I planned to call and chase them up today however the card and welcome pack arrived. No text or email ever received confirming a successful application.

I uploaded third round of documents last week and haven't heard back, so I guess I can expect a welcome pack this week too. Very odd process, it didn't use to be like this with ANZ. I guess it's like @Ade said, they're becoming highly risk averse. But then again, you'd think that a good credit score and on-time payments for a decade+ should speak for itself

 

[Lost Redditor]

As I prophecised above, the ANZ welcome pack arrived this morning. No email saying I was approved, just the pack and card arriving unceremoniously.

 

[jazzleg]

If we are closing the ANZ FF account, would we still get the points earned during the closure month? Anyone has ever experienced this?
I've got my bonus points and looking to close the account, but wondering if I should wait until the next statement before I close the account.

 

[NM]

If we are closing the ANZ FF account, would we still get the points earned during the closure month? Anyone has ever experienced this?
I've got my bonus points and looking to close the account, but wondering if I should wait until the next statement before I close the account.

Every time I have closed a credit card, I have always received the points for all of the spending/transactions right up until the account is closed. The points have always come through in the usual cycle following closure.

 

[I love to travel]

There is certainly one card out there where you loose them but I can't remember which one.

 

[NM]

There is certainly one card out there where you loose them but I can't remember which one.

Must be one I have not dealt with in the past. Be interesting to know which one.