Yes I have and it's great. If you haven't already got one I can refer you.Hi,
Has anyone had experience using a Wise debit card internationally ?
Thinking of obtaining one for use in Europe and the UK.
You don't have to worry about small transactions and I suspect the exchange rate is better.I've got one, but only used it a few times to receive GBP and USD into UK and US Wise accounts. What is the advantage of the Wise debit card over using an ING fee free debit card or a credit card like the Coles Rewards Mastercard both of which don't charge any international currency fees?
egWhat are the exchange rates like? 'no fees' exchanges are usually a con because they hit you with anything from 2% to 4% difference from the spot rate. Can anyone tell me how much they differ?
You don't have to worry about small transactions and I suspect the exchange rate is better.
I just put in $3,000 AUD to convert to UK Pounds use xe.com send money at it was 1650.84 - the same with wise was 1,683.78
The other advantage is you can transfer money to another currency when it's a favourable exchange rate and then spend in that currency.
I currently have 5 currencies on their and if I want to buy a friend something from Amazon UK it automatically takes it out as pounds.
You can also have three virtual cards which is good for online shopping.
A friend just received a large inheritance from the UK and it saved hundreds of pounds compared to banks
Costs nothing to open an account with them, so you can check the rates yourself.What are the exchange rates like? 'no fees' exchanges are usually a con because they hit you with anything from 2% to 4% difference from the spot rate. Can anyone tell me how much they differ?
That is just for cash withdrawals. I have made a couple of card purchases and only the 500k IDR withdrawal counted towards the limitI've just got a question about their fees, if I may.
Their website says that you can withdraw £200 per month and up to two withdrawals free per month. Is that just cash withdrawals? Or does it include purchases?