Who Pays when you use After Pay, Zip, PayPalx4 etc.

[hydrabyss]

No offense to you, but this is the mentality of poor people. Debt is king in making wealth, if you ever want to financially succeed in the world, you need to understand how to make debt work for you.

I wouldn’t frame it as a ‘poor mentality’ — it’s really a question of risk and circumstances. Debt can build wealth for some, but others never reach that upside and a few lose heavily along the way. Different approaches suit different risk profiles