**O/T**, except, maybe you haven't been through Japan yet.We seem to scrape through many/most countries with no cash at all , but we have to be constructive getting into pay loos…
Good 'ol 28degrees does the deed for us… but it's a credit card so I am o/t and out…..
I don't think it has to be your salary they just want a min $1,000.00 per month however I wonder if you can just do that the month prior to travel and that would be enough to qualify for the refund on atm fees which overseas. Rinse and repeat the next time you go overseas.The ING conditions are simple if they are you primary bank i.e. where your salary is deposited but a total pain if you main bank is someone else.
I believe there's an AFFer who goes to the self service checkout at a supermarket does a multi transaction for payment.....five times with the same ING card.You can even just transfer money out to another bank, then immediately transfer it back in. Also, self-serve checkouts at supermarkets are a great way to break a purchase up into a number of smaller transactions of an amount of your choosing....
Agreed that if you can satisfy the ING criteria, it's the better option than the Citibank card, as you don't need to worry about whether the ATM is going to charge you a fee.
There's an easier way to beem money between debit cards and you don't have to spend anything or leave the comfort of your house.I believe there's an AFFer who goes to the self service checkout at a supermarket does a multi transaction for payment.....five times with the same ING card.
BankSA has 4 foreign currencies.Which currencies and do they charge a margin? Could be a good way to stock up before travel