What is your ultimate Rewards credit card?

[gogo419]

Hi all,

Interested to see peoples thoughts on what their ideal rewards credit card would look like?

Myn personally would be getting rid of just about all the complimentary insurances and having a 20-30 day interest free period if it allowed me to earn QFF points at a higher rate. Does anyone on here use any of the insurances (other than travel insurance) that are included on their credit cards? If i could earn even more points by removing travel insurance i would flick that as well. Then just pay for travel on a separate card with insurance.

Keen to hear others opinions..

gogo

 

[PLANT]

ATO NO FEE! 55 DAY INTEREST FREE, 5:1 point/dollar, part of Google pay via phone

 

[cove]

Citi Prestige non Qantas pays a net 1.33 points into a warehouse. The rest of the cards features I pretty much ignore seeing I use a separate travel insurance with Chubb. The annual fee at $700 and high income qualification makes this one hard to get but I think I have run up a lot of Kris miles on it and some Velocity ones as well.
Qantas Credit Union is a new one for me at a point a dollar uncapped. It is $195 per year with a first year 30,000 point sign on based on usage over the first year.
Stripping off the other card benefits would not trouble me.