Credit Card Offers Westpac Altitude Black Offers for Bonus Qantas, Velocity & Altitude Points

[60spud]

My Westpac black is up for year 2 in a week and wondering whether the 30000 velocity points is worth the $370 annual fees for about 20000 kf points. I am retired so getting new cards these days is not easy.

 

[sudoer]

I am retired so getting new cards these days is not easy.

This answers your question I think

 

[exceladdict]

Trying to decide the same whether year two is worth it for the 60k qff - 0.062c/p, but also probs can't take out other cards while i have this one open

 

[fletty]

Met the minimum spend in the first statement period with the Altitude Black QF and 90k bonus posted with the first statement sweep a few days later.

 

[Must...Fly!]

Met the minimum spend in the first statement period with the Altitude Black QF and 90k bonus posted with the first statement sweep a few days later.

Second statement met the hurdle and bonus points applied with the second sweep for me.

 

[Cadboy]

Anyone had luck getting approved recently for the Westpac Qantas Black with under 75k pre tax income?

I find it strange that they allow a minimum limit of 6k on the black card with a stated 75k income requirement as opposed to the 15k minimum limit that NAB, ANZ etc use for their equivalent products . Normally cards with a 6k minimum limit only require a 35k income.

Data point: I got approved for 19,600 limit with NAB (Qantas signature) on less than 75k but now looking to cancel and switch to Westpac before Oct 1st.

 

[_TheTraveller_]

Just a datapoint. If you've had a Westpac account in the past and have kept the same login details and you're not getting your bonus in the subsequent statement after reaching the spend, you'll probably need to give the rewards team a call.

I called after my first statement just to ask whether I've met the spend requirement and they've confirmed it and it seems like having previous cards attached to the account has confused the system. They've added the bonus to my account for the next statement. Suggested I call back for the 60K (6K spend) in the 2nd year.

 

[exceladdict]

Trying to decide whether to keep the card open for it's second year 60k, given the reduction in benefits and the hike in the Qantas fee.

 

[fletty]

Trying to decide whether to keep the card open for it's second year 60k, given the reduction in benefits and the hike in the Qantas fee.

I am, mostly because I'm running out of churning options, and the earn on spend is reasonable compared to other cards that I can have for the near-future.
Also planning on holding the Bank of Melbourne Signature for the same reason.