Credit Card Offers Westpac Altitude Black Offers for Bonus Qantas, Velocity & Altitude Points

My Westpac black is up for year 2 in a week and wondering whether the 30000 velocity points is worth the $370 annual fees for about 20000 kf points. I am retired so getting new cards these days is not easy.
 
Trying to decide the same whether year two is worth it for the 60k qff - 0.062c/p, but also probs can't take out other cards while i have this one open
 
Met the minimum spend in the first statement period with the Altitude Black QF and 90k bonus posted with the first statement sweep a few days later.
 
Anyone had luck getting approved recently for the Westpac Qantas Black with under 75k pre tax income?

I find it strange that they allow a minimum limit of 6k on the black card with a stated 75k income requirement as opposed to the 15k minimum limit that NAB, ANZ etc use for their equivalent products . Normally cards with a 6k minimum limit only require a 35k income.

Data point: I got approved for 19,600 limit with NAB (Qantas signature) on less than 75k but now looking to cancel and switch to Westpac before Oct 1st.
 

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