Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year)

[Jack_OC]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

I think I'm going to fall foul of this too. Applied last week but got a call yesterday saying it's only 8 months since I took out a Citi Signature card, and they don't normally approve any further applications within 9 months. She said if I agree to close the Signature account (fee free for life!) they can approve the Virgin application. I don't think so! I asked if that means I'll be rejected - she said she doesn't know, it will be forwarded to someone else for a final decision.

Btw, about 18 months ago I had 2 Citi issued cards with a total limit of $45k. Now I have one card with a limit of $15k, so it's not really obvious to me why they would have a problem giving me another one. Anyway, not worth losing sleep over!

Update - now I'm conditionally approved pending income verification, which they initially told me I didn't have to provide. I asked why I have to provide that after all, and was told it's because my total credit limit will increase. I asked if I can just keep the same total but split it between the two cards, e.g. $10k on one and $5k on the other, and they said no! So I can either have Signature on its own with a $15k limit, or Virgin Money on its own with a $15k limit, but if I want both my combined limit has to increase and therefore they need to verify my income again! Utterly bizarre.

Anyway, verifying my income isn't a problem, just a PITA that I have to send them documents to get a total credit limit increase, when I don't actually want a credit limit increase!

 

[Colin 2905]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

Try this direct link Virgin Credit Cards | Virgin Money

Some time between when I applied earlier today and this evening, the offer has been extended to 30/9/2014.

I also stumbled across this one a few moments ago.... Virgin Flyer Credit Card | Virgin Credit Cards | Virgin Money

.... Up to 25,000 bonus points on offer, and easier to achieve (spend $500 per month for the first five months), but the annual fee ($129) is charged in the first year.

It remains to be seen if my application for "velocityhome2" is approved or not. I've recently jumped on the Citibank Signature (family & friends), Amex Velocity Escape and ANZ Frequent Flyer bandwagons, so I might be pushing my luck.

 

[Colin 2905]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

It remains to be seen if my application for "velocityhome2" is approved or not. I've recently jumped on the Citibank Signature (family & friends), Amex Velocity Escape and ANZ Frequent Flyer bandwagons, so I might be pushing my luck.

Well, no e-mail since, but checking online tells me "Rejected".

 

[Colin 2905]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

I think I'm going to fall foul of this too. Applied last week but got a call yesterday saying it's only 8 months since I took out a Citi Signature card, and they don't normally approve any further applications within 9 months.

A 'phone call to Virgin Money confirmed that I was rejected for the same reason, and I was also told to wait at least nine months.

So I waited a day, applied for an NAB Velocity Rewards Premium Card, and was approved within seconds.

 

[wombatcountry]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

This card is useless for ATO payments because it's issued by citibank, correct?

 

[wombatcountry]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

I have the same question about the VA$ card and the ATO. I'm assuming it's useless because it's issued by citi, correct? Also, can this card be used to pay for insurance (as in NRMA home & contents) or is this another category blacked out by citi?

 

[FreddyFattler]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

Theyre pushing this card atm, got woken up by a rep last night giving me a spiel about how i was "specially selected" to get the card fee free for the first year and a chance to win 25k points.


Because she wole me up i let her go through the entire spiel then said im not interested in another card atm.

 

[Colin 2905]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

Bumping this thread, since the link I posted last July now redirects to Virgin Credit Cards | Virgin Money ("offer1-nofee") and the $129 annual fee is waived for the first year, and still offers up to 25,000 bonus points. Currently good until 30/4/15, but they've probably been extending it ever since, with the odd change here and there.

Or there's still up to 20,000 bonus points with no annual fee in the first year, if you'd prefer "offer2-nofee" Virgin Credit Cards | Virgin Money

I might give it a crack. It's now been ten months since I obtained a Citibank Signature Visa card, so that should satisfy Citi's "nine month" rule. As for my credit score theses days, it went up after obtaining my most recent card.

EDIT: I've applied. Now to wait.

 

[Colin 2905]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

Didn't have to wait long; approved today. Next trick will be to make sure that I run at least $500 worth of "retail goods and services" through it each month for the next five months.

 

[infoworks]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

I haven't cancelled my "old" Virgin Money card, but realise I should. Was holding out for some other bank deals with higher bonus points with VA rather than QF. A MasterCard instead of Visa would be nice too. Any ideas?

 

[Colin 2905]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

A MasterCard instead of Visa would be nice too.

Curious..... why?

 

[infoworks]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

Curious..... why?

I only have one MasterCard and most of the bonus points deals are Visa cards (have a couple) as far as I can see, but would change to a more "rewarding" MC.

 

[Colin 2905]

Re: Virgin flyer credit card offer up to 20k bonus points and no annual fee (1st year

Currently good until 30/4/15, but they've probably been extending it ever since, with the odd change here and there.

Extended until 31/5/15.

My card arrived today.