Tricks to reduce minimum credit card limit?

yojohnny

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For years I had a 28 Degree's credit card and had lowered the limit to $2000. I closed this credit card before I started churning however to increase chances of getting approved for a new credit card.

There are some cashback deals with 28 Degree's now so I was considering applying for a new credit card however the minimum limit is now $6000.

Are there any tricks to get this (and other credit card) minimum spend limits lowered?

In this particular case, the cashback offers are not worth the $6000 limit but a $1000 or $2000 limit is another matter if I could achieve it.
 

DeKa

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Based on my (limited) experience there’s not much you can do.
The card products generally outline the basic requirements and inclusions.

28 Degrees was “upgraded” to Platinum a few years ago, no doubt to secure more interchange fees, but with that came a $6k minimum limit.
 

yojohnny

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Thanks for the reply. I guess I will just continue limiting the number of cards I hold as much as possible whilst churning.
 

747sp

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In the FAQ section of their web site they link to form that allows you to reduce the credit limit of your card.https://latitudefs.zendesk.com/hc/en-au/requests/new?ticket_form_id=360000143958
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