Travel insurance - optional or essential?

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I also have a Pre-Existing Medical Condition (Kidney Disease) my specialist gave me the clear to travel but trying to find travel insurance was horrific. No insurance company would touch me for my recent trip to Dubai, only InsureandGo would cover me.

I even applied at 1cover as i got insurance from them when i went to the USA in 09, there response was my last application slipped through the cracks thats the only reason i got TI
 
The Frequent Flyer Concierge team takes the hard work out of finding reward seat availability. Using their expert knowledge and specialised tools, they'll help you book a great trip that maximises the value for your points.

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