Hi All,
I currently have an ANZ Gold QFF card. I'm paying $150 a year for the Visa/Amex combo and earning 1:1 on both. I'm not overly happy with what I get for my annual fee but I'm sticking with it for now...
Over the last 3 or so years I've purchased travel insurance for various holidays. I don't know how much the insurance premiums were but I'd certainly say it was at least a hundred each time, particulalrly international holidays.
Just wondering with the Plat card travel insurance, is the cover comprehensive? Has anyone on here had to make claims - if so was it easy and straight forward (comparable to claims through the insurance giants)? Do you feel like you were a customer or a thorn in their side when having to deal with the travel insurance?
Asking all this because I figure if I go with the Plat card for $295 P.A. and assuming I have 1 holiday per year, that's travel insurance worth $145... not bad. The more trips I make the better value the insurance portion becomes. Also the additional points earn might be worth it also, though I'm not a huge CC spender so not hugely concerned.
Another question, are there better alternative cards to ANZ with a) travel insurance built in and b) qantas ff points earning 1:1? if I can save a bunch on annual fees, all the better.
And are there any other benefits of Plat ANZ cards over the Gold? From the website there isn't much I can see to justify the extra fee other than travel insurance?
Cheers.
I currently have an ANZ Gold QFF card. I'm paying $150 a year for the Visa/Amex combo and earning 1:1 on both. I'm not overly happy with what I get for my annual fee but I'm sticking with it for now...
Over the last 3 or so years I've purchased travel insurance for various holidays. I don't know how much the insurance premiums were but I'd certainly say it was at least a hundred each time, particulalrly international holidays.
Just wondering with the Plat card travel insurance, is the cover comprehensive? Has anyone on here had to make claims - if so was it easy and straight forward (comparable to claims through the insurance giants)? Do you feel like you were a customer or a thorn in their side when having to deal with the travel insurance?
Asking all this because I figure if I go with the Plat card for $295 P.A. and assuming I have 1 holiday per year, that's travel insurance worth $145... not bad. The more trips I make the better value the insurance portion becomes. Also the additional points earn might be worth it also, though I'm not a huge CC spender so not hugely concerned.
Another question, are there better alternative cards to ANZ with a) travel insurance built in and b) qantas ff points earning 1:1? if I can save a bunch on annual fees, all the better.
And are there any other benefits of Plat ANZ cards over the Gold? From the website there isn't much I can see to justify the extra fee other than travel insurance?
Cheers.
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