Strategy to obtain US Amex

[Grrr]

Australian HSBC Premier status will be recognised globally until 30 June 2028 which defers any conversation about a new Premier base for a while:

Am I reading that document correctly in that it says existing Premier status will be retained without having to maintain a balance or regular deposits ?

 

[Sora]

Decided to try again after your positive data point, but this is the ID verification requirement I get:

View attachment 517876

Looks like I just did another hard pull for no benefit

I’m really unsure.

Mine was approved today.

I’d try calling them and asking them if you can use your passport?

I can’t see my credit card on my app for now, I’ll call them later to see what more I can do. Let’s also hope they don’t close me down like others said.

 

[diamondhands]

Am I reading that document correctly in that it says existing Premier status will be retained without having to maintain a balance or regular deposits ?

Yes that seems to be correct

 

[blacksultan]

Australian HSBC Premier status will be recognised globally until 30 June 2028 which defers any conversation about a new Premier base for a while:

https://www.hsbc.com.au/content/dam/hsbc/au/docs/help/premier-changes-communication-12aug26.pdf

HSBC US don’t seem to care if you have a premier base in another country once you qualify . At least from my experience . Does anyone have a differing experience ?

 

[Grrr]

Does anyone have a differing experience

Yes. When I accidentally stopped qualifying for premier in Aus, I received a few warning emails about it.

I imagine once Aus is shut down, they will be keen to extract $50/month from you for US premier

 

[nthd_nthd]

While many here have a US cell phone no. Any users here on Rove? It’s a site where you can book flights and hotels as well as US online shopping and earn pretty decent multipliers.

Here is my referral link if interested:
www.rove.com/?signup&referralCode=7UAHMRO5

So you can see with approx USD1300 you can get 41k points and there is a 50% bonus if you transfer out to QF so you could get 60k points on that purchase.

You can also at times book Marriott through Rove and if you have status it can be applied. Other times cheaper to book direct, so again YMMV.

You can transfer to Qatar and if that can get transferred to BA you can book say SYD-MEL with 6500 Avois points plus taxes. Cathay, Virgin Atlantic (hear it’s great between JFK-LHR for J redemptions), Etihad, JAL, Flying Blue and more.

Worth exploring if you have a US cell no & doesn’t require SSN or ITIN.

I did try it out but not keen on it after a few hiccups with them not tracking/rewarded. But the hotel booking is really lucrative. Just dont book enough or found suitable ones for my trips so far. Still prefer the Rukuten - reliably tracking and rewarding.

 

[sunarde]

With HSBC Premier going, has anyone considered or looked into getting an AMEX US Checking account as an alternative? Any pros or cons to consider as I couldn't see any specific issues.

 

[Franko Costa]

With HSBC Premier going, has anyone considered or looked into getting an AMEX US Checking account as an alternative? Any pros or cons to consider as I couldn't see any specific issues.

What are trying to solve for? I assume most people have an Amex personal/business checking account

 

[DAC1]

With HSBC Premier going, has anyone considered or looked into getting an AMEX US Checking account as an alternative? Any pros or cons to consider as I couldn't see any specific issues.

Major con (for some) is needing to disclose that you are a US person. Amex does not allow checking for non-resident aliens.

Not an issue for Franko though

 

[Franko Costa]

Major con (for some) is needing to disclose that you are a US person. Amex does not allow checking for non-resident aliens.

Not an issue for Franko though

If that is a real concern, then they shouldn't be on this thread

 

[sunarde]

Currently have the HSBC Premier US bank accounting the HSBC AU route + GT. Just thinking about what are the options post 2028 and starting to get that sorted out. Seems like the most obvious choice is Wise at least for managing repayments.


A new US bank account would be needed for future applications so was looking at whether AMEX US checking account was the easiest solution or not.

 

[nthd_nthd]

Currently have the HSBC Premier US bank accounting the HSBC AU route + GT. Just thinking about what are the options post 2028 and starting to get that sorted out. Seems like the most obvious choice is Wise at least for managing repayments.


A new US bank account would be needed for future applications so was looking at whether AMEX US checking account was the easiest solution or not.

Recommended to go into branch and create a bank account for future use and also to set up bank relationship for furture use as well. And also bank checking account bonus is another Bonus.