Strategy to obtain US Amex

[nthd_nthd]

Blah blah blah. If you don't feel comfortable with the steps you need to take to get a US card then they are plenty of other threads you can enjoy

My Exact thought as well- reading the person's post. This forum is not for Debating or trying to convince ONE to go this path.

 

[nthd_nthd]

Also, Question in regarding to Chase Application process.

I never Once had auto-approval with Chase. Is it normal or is this everyone experience using ITIN? My application and my P2 application were always required verification, couple of phone calls and NEVER auto-approved.

What could be wrong from my end?
ITIN? CRM address?

 

[blacksultan]

Also, Question in regarding to Chase Application process.

I never Once had auto-approval with Chase. Is it normal or is this everyone experience using ITIN? My application and my P2 application were always required verification, couple of phone calls and NEVER auto-approved.

What could be wrong from my end?
ITIN? CRM address?

Don’t think I had auto approval either .

 

[sudoer]

Applied for Chase WoH card last week using the Chase app, was instantly approved with $14k CL.

Previously held CSP for about a year and was spending ~$3k per month ($6k CL)

 

[http_x92]

Realised that with Marriott and Hyatt credit cards that the Free Night Award only comes after the 2nd year of the annual fee is paid.

Hilton Aspire is the only one that has the free night in the 1st year of holding the card. Clearing up some confusion here.

 

[nthd_nthd]

Applied for Chase WoH card last week using the Chase app, was instantly approved with $14k CL.

Previously held CSP for about a year and was spending ~$3k per month ($6k CL)

But that also means you forgo the referral for someone else (P2) is it right?

 

[Franko Costa]

Also, Question in regarding to Chase Application process.

I never Once had auto-approval with Chase. Is it normal or is this everyone experience using ITIN? My application and my P2 application were always required verification, couple of phone calls and NEVER auto-approved.

What could be wrong from my end?
ITIN? CRM address?

I have 4 biz card and 1 personal with chase. I've had to call and really sell everytime

 

[olorinn]

I have 2 personal and 2 biz cards with Chase, always had to call but not always needed to provide docs

 

[ithongy]

Realised that with Marriott and Hyatt credit cards that the Free Night Award only comes after the 2nd year of the annual fee is paid.

Hilton Aspire is the only one that has the free night in the 1st year of holding the card. Clearing up some confusion here.

There was a promo for spending $3k on Marriott card and get 5x 50K cert nights. You can book Sydney W and also top upto 15K points on top per stay in cert nights.

 

[nthd_nthd]

Got approved for Chase United Biz early April - got approved after submitted docs within 48 hours. Last week decided to apply for new bonus offer with CSR, they pulled Credit from Experian instantly, submitted doc as requested when I called up then was asked to wait for couple weeks for answer/letter without doing anything else. Yesterday they pulled Credit from TransUnion. Called up to see if any updates but they still saying my application is still under review.

Is this a normal practice that everyone experienced with Chase Personal? I have not applied for Personal card with Chase for over 2 years so dont really understand what the hold up is?

Any advice/experience please?

 

[ithongy]

Got approved for Chase United Biz early April - got approved after submitted docs within 48 hours. Last week decided to apply for new bonus offer with CSR, they pulled Credit from Experian instantly, submitted doc as requested when I called up then was asked to wait for couple weeks for answer/letter without doing anything else. Yesterday they pulled Credit from TransUnion. Called up to see if any updates but they still saying my application is still under review.

Is this a normal practice that everyone experienced with Chase Personal? I have not applied for Personal card with Chase for over 2 years so dont really understand what the hold up is?

Any advice/experience please?

What was stopping you from applying both cards at the same time? In 2019 did CIC & CF card at branch on same day and got both approved. This case it was only one hard credit pull. Chase is a conservative bank and applying for credit cards in quick succession raises the bell what is the reason you’re after for so much credit in a short time?

Job market in USA ain’t looking good with tech layoffs and interest rates going up, price of fuel and inflation. April 2023 I have reports of people declined for auto loans, customers shocked at the interest rates they are paying. Last year former co-worker was paying crazy interests on his auto lease due to credit rating.