Strategy to obtain US Amex

[DAC1]

I am all setup with a US bank account and a secured card from BoFA which I have been using for the last 5 months. Unfortunately, Amex AU has auto rejected me today. I am guessing it is based on past churns. I will probably wait another year or so to re-apply again without closing any other accounts.

I am guessing Amex is the only card provider that will support Global Transfer.
Also, does being a secondary card holder on my +1's account help at all for GT?

The other option is to wait for the FICO score from BoFA to come through or apply for an ITIN.

At this, stage, I need to be in the "Strategy to obtain an AU Amex" thread

With the exception for HSBC US Premier/Elite, you’ll need the ITIN as well to be able to apply for US cards without Amex GT (including applying directly to Amex). Aside from HSBC, I am not aware of any who will allow you to apply for a card online without an ITIN (you might have better luck in person). You’ll also want to link your ITIN to BOFA.

 

[blacksultan]

You’ll need the ITIN as well to be able to apply for US cards without Amex GT (including applying directly to Amex). I am not aware of any who will allow you to apply for a card online without an ITIN (you might have better luck in person). You’ll also want to link your ITIN to BOFA.

HSBC premier will allow without an itin

If speed is of the essence, go with the $40-ish Fedex service. I have used the $20-ish one once, it was ok, took a week but tracking wasn't as good iirc. I ordered a specific calendar from a conservation charity in the USA which I will be having PE forward to me when it arrives, will probably go with $20 service.

Thanks . FedEx takes around 3-4 days ?

 

[DAC1]

HSBC premier will allow without an itin

Agreed - just updated my post.

 

[nthd_nthd]

D

Citi AAdvantage card arrives. I activated it and made 3 planned purchases in USD from US merchants I had been saving for this purpose. When they post, I will make the final payment on my cruise and that will more than cover the $1000 minimum spend. Data points for future reference in case anyone else is thinking about Citi cards.

30 Nov-applied using link found on D of C and used a FA code I found on Reddit. You can put 000000 if you want but I wanted to help some random FA if I could. App went pending, stayed dormant for 2 weeks.
14 Dec - notification of letter mailed to Planet Express with code. I must put the code in the app link designated to verify my address.
24 Dec - Letter with code arrived, very slow maybe due Christmas. PE send scan, I used the code in the app ink, instant approval. Later that evening, email confirming card had been posted.
6 Jan - Card arrives at PE, I immediately pay for Fedex $40 service to Brisbane.
12 Jan - Fedex delivers card. I activate it, no VPN used on laptop, set up Citi account. I make 3 small purchases as noted and set up link to B of A for payment account. This will take a couple days as they will make a couple tiny deposits to confirm the account and it's still Sunday there.

This will get interesting in a few months as I believe Barclays AA cards will shift to Citi. I wanted to make sure I don't get classified as an existing customer and miss out on a Citi AA sub. So I may end up with 2 of these.

Did you apply for BoA CC with ITIN? Online or Call-in?

 

[Tiki]

D

Did you apply for BoA CC with ITIN? Online or Call-in?

I'm a US/AU dual citizen with SSN and 38 years of perfect credit history in the US. My B of A cards go back to the Jurassic period

 

[levelnine]

Does anyone know if there will be any issues with using the same no for multiple family members with multiple banks ?

I've never encountered an issue, though best practice is prob for each person to have a separate number as they do get reported to the credit bureaus.

 

[blacksultan]

I've never encountered an issue, though best practice is prob for each person to have a separate number as they do get reported to the credit bureaus.

Have you used the same phone number for multiple people ?
Just been approved for chase united biz .