Strategy to obtain US Amex

[Overlylarge]

Looks like I'll stick with my aussie cards

 

[nthd_nthd]

My understanding is to do the global transfer. Is there a way to get the points offer with this

Read the thread. We all get points for cards if not what's the point?

 

[sudoer]

I hold 8 US Amexs

Since posting this I've been FR'ed.

This endeavour is not for the faint of heart!!

 

[metaphase]

Since posting this I've been FR'ed.

This endeavour is not for the faint of heart!!

Do we all wave and say 'hi' to the Amex team watching here?

 

[burneracc]

Since posting this I've been FR'ed.

This endeavour is not for the faint of heart!!

Good luck + share how it shakes out?

 

[nthd_nthd]

Since posting this I've been FR'ed.

This endeavour is not for the faint of heart!!

Fingers crossed. My credit was chopped significantly because my bank statement I provided wasnt opened for long at the time of FR, (so pick the right bank statements to submit would make a different I guess) and been restored after almost a year.

Since posting this I've been FR'ed.

This endeavour is not for the faint of heart!!

And yes, it's not for the Faint of Heart and required significant effort in learning / reading/trial and errors.

 

[nthd_nthd]

anyone have any awareness in how long Chase elevated offers last please? Approx only.

 

[cathalm8]

Hi guys has anyone managed to open up a amex checking account without an itin?

Thinking of trying for an Amex checking account for P2 as a method of being able to transfer Aus Amex points over to it. I know the checking account offers a debit card where you can collect Amex points so Iam hoping you could also transfer Aus Amex points to that account but iam not 100% sure if you can.

 

[_TheTraveller_]

Fingers crossed. My credit was chopped significantly because my bank statement I provided wasnt opened for long at the time of FR, (so pick the right bank statements to submit would make a different I guess) and been restored after almost a year.

Did you end up submitting your US bank statements or AU bank statements? I heard that we could just provide AU based payslips and that would be sufficient?

 

[nthd_nthd]

Did you end up submitting your US bank statements or AU bank statements? I heard that we could just provide AU based payslips and that would be sufficient?

I submitted U.S bank statement where I just opened for over 1 month at the time. But according to @levelnine posts A.U payslips should be accepted, just don't ask, but submit and see what they say.

 

[Overlylarge]

Which banks are best to open as a first bank in USA from Australia?

 

[Triben]

Which banks are best to open as a first bank in USA from Australia?

If you are holding Au Amex credit card, you can apply (GT) for US AMEX Credit card
and if you are a Premier member of AU HSBC, you can apply for US HSBC Checking Account.
you can start US journey from there.

 

[DAC1]

I submitted U.S bank statement where I just opened for over 1 month at the time. But according to @levelnine posts A.U payslips should be accepted, just don't ask, but submit and see what they say.

I believe AU payslips have not worked recently for FR.

Hi guys has anyone managed to open up a amex checking account without an itin?

Thinking of trying for an Amex checking account for P2 as a method of being able to transfer Aus Amex points over to it. I know the checking account offers a debit card where you can collect Amex points so Iam hoping you could also transfer Aus Amex points to that account but iam not 100% sure if you can.

Can’t be done. You also need a US credit/charge amex for at least 35 days to get a checking with Amex.

 

[Overlylarge]

If you are holding Au Amex credit card, you can apply (GT) for US AMEX Credit card
and if you are a Premier member of AU HSBC, you can apply for US HSBC Checking Account.
you can start US journey from there.

Thank you for your help

Thank you for your help

Anyone know best way to get a us address and phone number

 

[nthd_nthd]

Thank you for your help

Anyone know best way to get a us address and phone number

there are plenty of information here for you to read or search for those information. If that cant be done then this is not a journey for you.

I believe AU payslips have not worked recently for FR.

Can’t be done. You also need a US credit/charge amex for at least 35 days to get a checking with Amex.

Thanks for your DP.

 

[cathalm8]

I believe AU payslips have not worked recently for FR.

Can’t be done. You also need a US credit/charge amex for at least 35 days to get a checking with Amex.

Which part can't be done specifically or all of it?

P2 has an amex credit card but I was thinking of cancelling it. But if you are sure that you can't open an amex checking without an ITIN then its a mute point.

Iam still wondering if you could transfer Aus MR points to an Amex checking account number though..

 

[Viridis]

Posted this in another thread, but, on reflection, it may be more appropriate in this one.

Losing my patience with Wise

My wife had some issues recently with low value funds transfers from colleagues. I dismissed it as she was a relatively new customer.

I’ve been with them for over 10yrs. Have just had the same issue - low value transfers from colleagues for a dinner that was put on my tab whilst overseas. Got an email saying that transfers have been suspended whilst they investigate

The email stated, amongst other things

We need to know:

• If the reference is related to a person. In this case, we'll need their full legal name, date of birth, and the country they live in.
• If the reference is related to a business or organisation. In this case, we'll need their full registered name and address.
• If the reference is related to something else. In this case, you'll need to let us know what the reference means, the reason for the transfer and what the money will be used for.

You can do this by clicking the button below.
Click to expand...

The reference from the sender was “dinner”. Their money laundering algorithm seems incredibly ‘immature’.

I’ve had enough. I need more reliability than this. Sent a forthright email and transferred most of my activity to Revolut.

However, the one process with which I am stumped is payments to a US Amex. Presently, I have a Direct Debit from the US balance (for which there are details) of my Wise account.

However, Revolut does not (yet) offer local bank details. For those with a US Amex, how do people pay their statements balance without the use of a US bank account (eg BoA etc etc). Is Wise the only option??

Thanks in advance

 

[Grrr]

But if you are sure that you can't open an amex checking without an ITIN then its a mute point

I think all the major banks have tightened up online checking/savings applications to exclude non-US citizens (regardless of whether you have an ITIN) - from what I can see you now have to do this in person in branch

Alliant Credit Union and some of the online only banks like Sofi appear to be the only options for non-citizens with ITINs. Or cross border banks like HSBC, CBC etc

 

[_TheTraveller_]

Posted this in another thread, but, on reflection, it may be more appropriate in this one.
....

That's ridiculously. What do they want you to put? "Dinner at XX restuarant on 15/9/25"?

I think all the major banks have tightened up online checking/savings applications to exclude non-US citizens (regardless of whether you have an ITIN) - from what I can see you now have to do this in person in branch

Alliant Credit Union and some of the online only banks like Sofi appear to be the only options for non-citizens with ITINs. Or cross border banks like HSBC, CBC etc

Still haven't had my C1 checking account shut down yet though

I'm thinking whether it's worth opening up a Chase checking account whilst in the US. Would it throw up some issues if I have existing Chase Cards?

 

[Grrr]

Still haven't had my C1 checking account shut down yet though

The barrier is opening a new account now. I think you’re fine if you opened it over 6 months ago - they didn’t appear to be asking about US citizenship back then