Strategy to obtain US Amex

[blacksultan]

I am hoping to know. Please share your journey with BoA. I am looking at Biz Alaska too

Received a email from boa which is a third party used for document submission (Your Bank of America invitation to your IntraLinks Exchange Small Business - New Card - Verification Documents 20250808)
Requires a password . But no password was set by me initially, nor can I set it now . Although I can use Microsoft Authenticator but how do I link it initially ?
Email sent to intralink bounced back .

A sacrifice that we're willing to let you make

Is boa known to be difficult .

 

[blacksultan]

Received a email from boa which is a third party used for document submission (Your Bank of America invitation to your IntraLinks Exchange Small Business - New Card - Verification Documents 20250808)
Requires a password . But no password was set by me initially, nor can I set it now . Although I can use Microsoft Authenticator but how do I link it initially ?
Email sent to intralink bounced back .

Is boa known to be difficult .

Ok called intralink and managed to set up account .
Need to sign and upload these statement's/ forms ( pic )

 

[_TheTraveller_]

Is boa known to be difficult .

I don't think so based on the research! I did some googling about intralink and it seems like its usually done for a loan. Seems like a lot of documentation for you to fill in.

Did you find any of the content difficult/concerning?

 

[nthd_nthd]

Ok called intralink and managed to set up account .
Need to sign and upload these statement's/ forms ( pic )

Wow. Those requirements are unheard-of

 

[_TheTraveller_]

Do you guys close your Ink cards after the first year? Do any of your keep the card open longer than you need to? I believe you would need to spend close to 3K USD on a x3 category to cover the AF (based on 1c/point)?

 

[levelnine]

Do you guys close your Ink cards after the first year? Do any of your keep the card open longer than you need to? I believe you would need to spend close to 3K USD on a x3 category to cover the AF (based on 1c/point)?

Can always product change to a free Ink (CIU or CIC) if you want.

I product change all of them to CICs for 5x office supplies.

But best to close if you want to apply for more Inks. Chase has a soft limit of only approving new Inks if you have less than 2-4 open at a time.

 

[_TheTraveller_]

Can always product change to a free Ink (CIU or CIC) if you want.

I product change all of them to CICs for 5x office supplies.

But best to close if you want to apply for more Inks. Chase has a soft limit of only approving new Inks if you have less than 2-4 open at a time.

Yeah my intention was to apply for more Inks down the road and given that this Ink had the highest credit limit, it would be easier to close it verses asking a CL decrease which I heard Chase doesn't like.

I got declined a few months go for having CIC + IHG + CIP. Recon tried to push the application again but didn't work out.

I assume that it would be best to wait 30 days post closure to re-apply for a CIP if I wanted the SUB?

 

[levelnine]

I assume that it would be best to wait 30 days post closure to re-apply for a CIP if I wanted the SUB?

You can have more than one so you can apply for another at any time. Probably best to wait a few days for system to recognise closure of previous card if you think that is the reason for the previous denial.