Strategy to obtain US Amex

[georgie23]

Don't rush into it - eventually sure they will reship - but i imagine you will have to prove name change with ID and notary cam etc

 

[GDale]

I tried the Cap1 VX credit card pre-approval tool again today and much to my surprise, it responded in the positive! The only verification requested is identification - but they specifically asked for state issued ID, so it'll be interesting to see whether a passport upload is sufficient.

 

[georgie23]

I tried the Cap1 VX credit card pre-approval tool again today and much to my surprise, it responded in the positive! The only verification requested is identification - but they specifically asked for state issued ID, so it'll be interesting to see whether a passport upload is sufficient.

good luck - some have had success and others haven't - report back

 

[albyd]

Please let us know how you go. They wanted US state issued ID from me & wouldn’t accept my AU passport.

 

[blacksultan]

I tried the Cap1 VX credit card pre-approval tool again today and much to my surprise, it responded in the positive! The only verification requested is identification - but they specifically asked for state issued ID, so it'll be interesting to see whether a passport upload is sufficient.usually

I tried the Cap1 VX credit card pre-approval tool again today and much to my surprise, it responded in the positive! The only verification requested is identification - but they specifically asked for state issued ID, so it'll be interesting to see whether a passport upload is sufficient.

Should have tried hack of usps mail forwarding before applying

 

[Grrr]

Should have tried hack of usps mail forwarding before applying

What is this ?

Interestingly the C1 checking account application now specifically stops you from proceeding once you select ‘non resident’

 

[GDale]

What is this ?

Interestingly the C1 checking account application now specifically stops you from proceeding once you select ‘non resident’

Yes and also interestingly, the pre-approval tool for the VX now also asks the same question, but allows the application to proceed even if you say no to being a citizen or resident - was not expecting that!

 

[albyd]

thought we were "residents" just not citizens. I reside at the address I've given. Just don't have US state issued ID like a DL. They do have US state issued ID kind of like the proof of age card for non-drivers.

 

[Grrr]

thought we were "residents" just not citizens. I reside at the address I've given.

It’s been discussed upthread, but if you say you are a resident, the next step would previously force you to fill out a W9 form:

"Here is the W-9 form that we generated based on your responses
Under the penalties of perjury, I certify that:
...
3. I am a US citizen or other US person and
..."

 

[blacksultan]

What is this ?

Interestingly the C1 checking account application now specifically stops you from proceeding once you select ‘non resident’

Info online that mail forwarding service verifies your id .

 

[nthd_nthd]

Just called chase recon line, got declined again they said couldn’t pull my credit even tho got 6K on chase acc. Anyone kno should I keep calling or just wait to dry out application and reapply ?

Hope it helps

 

[nthd_nthd]

Anyone purchased from USA Canon with USA Credit Cards while oversea and could go passed their Payment Error please? I did try VPN but still not taking my card payment - bank confirmed no issue with the bank

 

[http_x92]

Finally got my ITIN linked to Amex with a new Green Card (only the normal SUB at this point, don't think the 60k + 200 is happening for a while).

I guess YMMV but during the bonus period 1:2.6 for MR -> Hilton doesn't sound half bad (40k MR -> 104k HH points). But open to airlines if a bonus transfer arises.

 

[nthd_nthd]

Hope this process with Chase will help someone.

P2 is 3/24. P2 Already had Chase checking account in April, had CSP in May after recon 2 times.

Used my referrals and signed up for CIBP Thu last week. Waited until Tuesday morning, Called and automated phone system said they sent a letter. Pressed 0 to get transferred to C.S. They wanted to verify ITIN and P2 was asked to confirm/repeat 2 times (was asked the balance of checking account - purposely left 4.5K in there - as they could not send text to phone number ) and transferred to different department.

the next C.S asked P2 to confirm Business name (aka Real Name), Address , Phone number and Got approved without waiting for the physical letter that was notified at the beginning of the call.

Asked to expedite the card to Australia. Got transferred to card services dept. More verifying by receiving the text in phone - this time it worked. And card was approved to be expedited to Australia.

By now my P2 is feeling pretty good and more confident in talking to banks. Thanks God.

 

[georgie23]

Hope this process with Chase will help someone.

P2 is 3/24. P2 Already had Chase checking account in April, had CSP in May after recon 2 times.

Used my referrals and signed up for CIBP Thu last week. Waited until Tuesday morning, Called and automated phone system said they sent a letter. Pressed 0 to get transferred to C.S. They wanted to verify ITIN and P2 was asked to confirm/repeat 2 times (was asked the balance of checking account - purposely left 4.5K in there - as they could not send text to phone number ) and transferred to different department.

the next C.S asked P2 to confirm Business name (aka Real Name), Address , Phone number and Got approved without waiting for the physical letter that was notified at the beginning of the call.

Asked to expedite the card to Australia. Got transferred to card services dept. More verifying by receiving the text in phone - this time it worked. And card was approved to be expedited to Australia.

By now my P2 is feeling pretty good and more confident in talking to banks. Thanks God.

Great outcome and report - well done - was it 90 days between CSP and CIBP application. Did you Sole Prop and any tricky business questions for your P2?
I got CSP May as well and was waiting 90 days - unfortunately no Checking account for me

 

[nthd_nthd]

Great outcome and report - well done - was it 90 days between CSP and CIBP application. Did you Sole Prop and any tricky business questions for your P2?
I got CSP May as well and was waiting 90 days - unfortunately no Checking account for me

No - less than 90 days. Yes, Sole Prop and suprisingly no tricky biz questions like what I had - but had a script written in case they asked my P2.

 

[Grrr]

My US HSBC account came with a debit card that was couriered to my Aus address around 12 months ago, where it has sat in my safe unused.

Today I got a notification from HSBC re ~$25 of Amazon Prime transactions that were correctly flagged as fraud

How on earth does this occur ? Surely if the scammers are trying random 16 digit numbers and then associated random MM/YY, Amazon would block them pretty quickly ?

Or are we talking someone in the card supply chain is noting new card numbers down and then storing them for use - 12 months later ???! If so that's a very long game to play !

 

[_TheTraveller_]

My US HSBC account came with a debit card that was couriered to my Aus address around 12 months ago, where it has sat in my safe unused.

Today I got a notification from HSBC re ~$25 of Amazon Prime transactions that were correctly flagged as fraud

How on earth does this occur ? Surely if the scammers are trying random 16 digit numbers and then associated random MM/YY, Amazon would block them pretty quickly ?

Or are we talking someone in the card supply chain is noting new card numbers down and then storing them for use - 12 months later ???! If so that's a very long game to play !

I've heard that there are massive issues with certain banks where fraudsters are brute forcing card numbers. I think Bilt/WF had massive issues earlier this year.

 

[blacksultan]

My US HSBC account came with a debit card that was couriered to my Aus address around 12 months ago, where it has sat in my safe unused.

Today I got a notification from HSBC re ~$25 of Amazon Prime transactions that were correctly flagged as fraud

How on earth does this occur ? Surely if the scammers are trying random 16 digit numbers and then associated random MM/YY, Amazon would block them pretty quickly ?

Or are we talking someone in the card supply chain is noting new card numbers down and then storing them for use - 12 months later ???! If so that's a very long game to play !

My hsbc credit cards were used fraudulently in other countries at least thrice - different cards .

 

[DC3]

My hsbc credit cards were used fraudulently in other countries at least thrice - different cards .

Oh. Thrice?