Strategy to obtain US Amex

[djchuckles]

Question regarding ABP please, hoping to use the Priority Pass benefit but reading the letter came with the card, my understanding is that I just can use for myself, extra guests US$35/pp. Basically it's not good use for my family then. Am I reading it right? And I cant use it in Amex Centurion lounge either. Not until I spent 75K/year. Am I right?

Yeah I believe so

For once - something is better here (Priority Pass)

 

[levelnine]

Question regarding ABP please, hoping to use the Priority Pass benefit but reading the letter came with the card, my understanding is that I just can use for myself, extra guests US$35/pp. Basically it's not good use for my family then.

2 free guests for PP lounges. Have to be traveling with you. None for Centurion lounges.

 

[djchuckles]

If i keep my Home address as my main address (a family member in US) and change Mailing to PlanetExpress will that mean my Home is what counts for FICO/score purposes, and any junk mail they send will go to PE?

Also where would any new/replacement cards be sent?

 

[georgie23]

If i keep my Home address as my main address (a family member in US) and change Mailing to PlanetExpress will that mean my Home is what counts for FICO/score purposes, and any junk mail they send will go to PE?

Also where would any new/replacement cards be sent?

I do the same
I get all mail at my mailing address (PE) for you
My original went to my home but replacement bee would go to mailing for me

 

[djchuckles]

I do the same
I get all mail at my mailing address (PE) for you
My original went to my home but replacement bee would go to mailing for me

Yep ok - I think thats what I’ll do then - i think partners sister is getting sick of how many cards are turning up - but I don’t want to mess with address on credit file.

 

[georgie23]

Yep ok - I think thats what I’ll do then - i think partners sister is getting sick of how many cards are turning up - but I don’t want to mess with address on credit file.

credit file will just keep adding addresses - I have about 4 on mine now - It will all work out

 

[blacksultan]

Is there any danger it’s upgrading the chase freedom unlimited card to CSP and then downgrading back to freedom unlimited 3 months later when the AF is charged ?

 

[georgie23]

Just got a Amex 50K business checking offer - have seen that there have been 70K ones floating around - anyone got one before or know of any links? Unsure of should wait for a 70K offer or just settle for 50

 

[djchuckles]

Just got an Amex 50K business checking offer - have seen that there have been 70K ones floating around - anyone got one before or know of any links? Unsure of should wait for a 70K offer or just settle for 50

Did this come by email? i signed up with a 70 but it said no way and gave me 30

so if you can get the 50 I would.

 

[georgie23]

It was post - i can enter code and see
Did you mean found a 70 one, signed up thinking it was 70 but then only got 30 (or were told you were not eligible for 70 so took the 30 one)

 

[pyramidforce]

I keep receiving "did your card arrive yet" emails for my original card at regularly scheduled intervals. I am already using my replacement card.

Safe to ignore these emails?

 

[djchuckles]

It was post - i can enter code and see
Did you mean found a 70 one, signed up thinking it was 70 but then only got 30 (or were told you were not eligible for 70 so took the 30 one)

They told me during the app process that I was no longer eligible for 70. And offered to continue with 30. Free points anyway so I did. Had a lower hold requirement from memory. $5k 3 months

Post automatically merged: Feb 15, 2025

I keep receiving "did your card arrive yet" emails for my original card at regularly scheduled intervals. I am already using my replacement card.

Safe to ignore these emails?

Did you confirm it on website? Not sure why that’s needed as can use without confirming!

 

[pyramidforce]

Did you confirm it on website? Not sure why that’s needed as can use without confirming!

No I never "received" the original card, I got a replacement card sent to Australia. But the emails keep asking me if I have "received" the original card.

Agent said that they cancelled the original card when they sent the replacement, but I also keep getting marketing emails for the original card

EDIT: I'm assuming that this hasn't happened to anyone else? Full paranoia onset soon - I bet Amex will say something like "YoUr SuB wAs FoR tHe OrIgInAl CaRd"

 

[_TheTraveller_]

No I never "received" the original card, I got a replacement card sent to Australia. But the emails keep asking me if I have "received" the original card.

Agent said that they cancelled the original card when they sent the replacement, but I also keep getting marketing emails for the original card

EDIT: I'm assuming that this hasn't happened to anyone else? Full paranoia onset soon - I bet Amex will say something like "YoUr SuB wAs FoR tHe OrIgInAl CaRd"

Welcome to the game where anxiety and paranoia is part of the game . I'm sure it'll be fine. If you're concerned just contact Amex via chat and ask them to confirm. It shouldn't be a problem and isn't card dependent for the SUB.

 

[georgie23]

I keep receiving "did your card arrive yet" emails for my original card at regularly scheduled intervals. I am already using my replacement card.

Safe to ignore these emails?

get lots of these - safe to ignore - I think the system lags for weeks

 

[djchuckles]

I think someone here was asking about HSBC transfer bonuses : https://www.headforpoints.com/2025/02/15/now-live-hsbc-avios-transfer-bonus/

Ah hold on. Could be UK only…..

 

[scibo10]

Thanks for sharing. Good to hear you got over the line with C1. Which C! CC do you have? My application fell over with no accepting AU Passport as "state ID", they insisted and wouldn't budge (even by HUACA over several weeks) that it needed to be US govt issued ID only - though they said they would accept a non-drivers' ID Card as long as issued by a US government. Good to hear you got through.

I have the Savor (actually was still SavorOne when I applied). I was instantly approved and initially just had to send my AU passport and ITIN. As the card was on its way to me, they restricted my account and that's when I had to supply all the information in my post.

My thinking is that the normal customer representatives state that they cannot accept anything other than a US state-issued ID, but when dealing with the C1 fraud team, they can accept a foreign passport. In fact, they said they just needed to send me a special link, and I then was able to easily scan my passport using my phone while I was on the call.

 

[albyd]

I have the Savor (actually was still SavorOne when I applied). I was instantly approved and initially just had to send my AU passport and ITIN. As the card was on its way to me, they restricted my account and that's when I had to supply all the information in my post.

My thinking is that the normal customer representatives state that they cannot accept anything other than a US state-issued ID, but when dealing with the C1 fraud team, they can accept a foreign passport. In fact, they said they just needed to send me a special link, and I then was able to easily scan my passport using my phone while I was on the call.

Thanks for the heads up. Perhaps I need to apply for the Savor card, be a "good" citizen for a while then try to upgrade it to a Venture which is the card I have tried to apply for.

 

[levelnine]

Small DP.

Was looking to book an AA flight. AA wanted 50K for J. AS wanted 25K for J.

Created Hawaiian account. Linked Amex to Hawaiian. Transferred MR points to Hawaiian. Transferred Hawaiian miles to Alaska. Purchased seat. All done in about 15 minutes.

Only annoyance is you pay a small excise tax ($15 for 25K) when transferring Amex to a US airline program (doesn't apply to foreign programs), but otherwise no issues.

Edit: Also, select 'New Passenger' when booking through Alaska (ie don't select yourself as the passenger). Then add in your details and leave the frequent flyer program blank. Then you can add your Qantas frequent flyer number to the booking on AA.com afterwards.

 

[djchuckles]

Anyone else having problems with Line of Credit application? I get to step 20 of 23, have linked my Amex Biz Checking account - but then i just get the spinning wheel on continue - tried on multiple machines, Safari, Chrome, Firefox etc. but same issue on all