Is that cash withdrawal interest free like normal purchase as well ?I think my Citi Priority account let's me withdraw cash free worldwide but unlike Schwab the ATM which i am taking out from may have a fee. Schwab refunds this, Citi does not.
I have not used withdrawals much, it's easier for me to "wire" from US account to EU and withdraw the money in Euro with any bank account i have atm. Revolut does the conversion. My wire is just topping up instantly from my Citi debit card to Revolut via Apple Pay. It codes as purchase, and it is instant. My citi debit card doesn't have any fees or anything and just codes it as a cash withdrawal.
3% FTF is Foreign Transaction Fee. Is the surcharge that usually US cards get charged for being swiped abroad. All of my cards have no fee, except the Double Cash (2% cashback, plus relationship multiplier). I use the Double Cash strictly when i am in US soil , otherwise it lives in the drawer.
The go back in time is a great feature as well .