- Aug 17, 2009
easier if you have Personal or Business checking accounts with them. Maybe an LLC or business with ITIN can get you a foot in the door.
Got my CSP last year a great work horse card. But I’d expect some changes with new Chase Freedom Flex card that is about to be released.
I tried to open a checking account with them when I was in the US last year and they said I needed to give them utility bills. The banker even told me to ask my friend to put my name in the bill for like a month or something. I was stupid and didn't try another branch as I heard later that some branches accept bank statements just fine. I lost interest in Chase cards for quite some time after Citi and Amex started giving more bonus. I think I should try to start a relationship with them soon as they seem to make things more and more difficult to get approved.
Good news, I’ll also apply for Citi as soon as I got ITIN and Chase will follow. Hopefully, he is successful, Chase Sapphire Reserve is my dream card for all expenses in Australia. I may cancel my Amex Plat card if I can get CSR.
I used to think the Reserve was a dream card but not anymore. Citi Premier now offers 3x for Air travel, hotels, Grocery, gas station and restaurant. While it probably doesn't cover more travel categories like Reserve, it only costs $95. Reserve will cost $250 after a travel credit and no bonus on grocery.