Strategy to obtain US Amex

Is it true that Wise is no longer an option (with new accounts) for paying off a US Amex ?

When starting without an ITIN, are the options now Revolut or HSBC Premiere ?
 
Is it true that Wise is no longer an option (with new accounts) for paying off a US Amex ?

Where did you see that? Wise still advertises offering USD account details in most markets, which is what you need to set up Amex AutoPay (direct debit)


For the record, my account still works fine too, but it was set up a couple of years ago
 
Where did you see that?
 

Strange they wouldn't mention that on their FAQ.

Have you tried signing up and opening a USD account?
 
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For those who don’t have the time/ability to churn cards regularly for SUB, but are still able to rack up decent spending in Aus using their US Amex…

Have you found the US cards still worthwhile in terms of accumulating MR, after accounting for losses in forex when paying off the card ?

Is it feasible to ditch the Aus Amex after a while ?
AU Amex is king - just transfer the AU to US points every 12 months

That is unless you are using some card that provides bonuses
 
Declined again with chase.

This time it is due to conflict in credit report. I just noticed that equifax has my resi address listed as my US mailing address. I think amex is the issue so I have amended that and will wait another month to see if that changes :(
 
Any DPs on using US cards in Europe? I'm heading over soon and I wanted to make sure that I didn't need a pin. I called Chase and they said there is no pin and the only time you need a pin is for cash advanced (technically correct) but we know in Aus that large purchases will require a pin.
 
Any DPs on using US cards in Europe? I'm heading over soon and I wanted to make sure that I didn't need a pin. I called Chase and they said there is no pin and the only time you need a pin is for cash advanced (technically correct) but we know in Aus that large purchases will require a pin.

Used US Amex in UK, Italy, and Finland last year - no issues.
 
Any DPs on using US cards in Europe? I'm heading over soon and I wanted to make sure that I didn't need a pin. I called Chase and they said there is no pin and the only time you need a pin is for cash advanced (technically correct) but we know in Aus that large purchases will require a pin.
If the machine ask for a pin especially at Petrol stations. For Amex the 4 digit CCV code is the pin and I think for Visa and MC, you need to check with the banks. Citi posted the pin.
 
Even for large purchases? Mainly tapping or inserting as well?
Doesn't matter the purchase size. US cards will never ask for a pin. Only sign.

For terminals that are hard coded to require PINs (petrol, train stations), with Chase it is usually the 5 digit ZIP code on the billing address.
 
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Declined again with chase.

This time it is due to conflict in credit report. I just noticed that equifax has my resi address listed as my US mailing address. I think amex is the issue so I have amended that and will wait another month to see if that changes :(
Is your residential address an American or Aussie one ?
I have two US addresses, one for residential, one for mailing lol
 
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