- Jun 17, 2016
Every card can be cancelled online.
That is true. The experience can vary however. i.e Some cancel immediately, where others go in a queue and can take up to a week (hello ANZ....). Only an issue if you are trying to quickly prove your credit limit is lower as there is still the time it takes to report to the credit agency.
Far easier to than calling an operator, although if you were close to your annual fee and wanted to close, the operator may be the better option to avoid the hassle of the fee going through and then having to chase up to get it reversed as there is often a drama then.