- Mar 8, 2006
I think all 3 names are now just Westpac business names so just take your pick. We went St George purely because they have one branch in Perth city whereas the other two are not in WA.
All three should have the same backend evaluation process. I found (all 3 of) them some of the harshest banks when it comes to extending credit: I have quite a decent income, no dependent, not-a-huge mortgage, not much liabilities, and pristine credit history. I got knocked back by them a couple of times, before approving my last application about a year later (with no changes in my circumstances).
St George has sent me email saying my card has been approved, and I ended up having the same Customer Access Number as I had in the past. They will send my card via mail. So no need to go to a branch for me.
Also I logged into St George and Bank SA platform using the same CAN and passwords, and could access my accounts. So on internet banking it is the same platform, but the only difference is the logo and colour background.