Points cycles never seem to correspond will the billing cycle on cards I have owned, so it is hard to reconcile. You probably received those points eventually.I got the BankSA version in early September. Had the same issue when first statement came (plus the 90k points). The earn for 'everyday' spend (which is 5 specific categories) is 0.8, and the earn for everything else is 0.5. Most of my purchases were not classified as 'everyday' even though they should have been. My average was just over 0.6 as well.
