Recent Timeframes on CC Sign Up Bonus Points

[exceladdict]

Hi AFF Brains Trust,

I was thinking a thread with recent experiences on timeframes for awarding bonuses could be helpful, such as for people chasing points for a certain date for points club/plus or if they have a certain redemption in mind. It can be helpful to know where lived experience is different to the processes or T&Cs, especially when people are applying at a different bank for the first time.

As you can see my experiences are a bit out of date!

Suggested info (quote table if helpful):

• Issuer/Product
• Criteria
• Statement/Month met criteria
• Statement/Month bonus points awarded / Swept
• The year of the experience, plus any notes, issues or follow ups required if they weren't awarded correctly or automatically

Please add your recent experience and follow if you think this would add value!

Issuer/Product	Offer/Criteria	When Met Criteria	When Bonus Awarded / Swept	Notes/Issues
ANZ Qantas Platinum	$6k in 90 days for 70k QFF	First Statement Period	Second Statement Period	2022
Amex Qantas Ultimate	$3k in 3 months for 110k QFF + $200 Back	Second Statement Period	Second Statement (a few days prior to statement date)	2021

 

[exceladdict]

Some further, more recent examples from around the forum

Issuer/Product	Offer/Criteria	When Met Criteria	When Bonus Awarded / Swept	Notes/Issues
ANZ Qantas Black	$5k for 110k QF	Second Statement Period	End of Second Statement Period	Card Promotions - New ANZ Frequent Flyer Black 130,000 points & $255 back (2023)
ANZ Qantas Black	$5k for 110k QF	Second Statement Period	Third Statement Period	Card Promotions - New ANZ Frequent Flyer Black 130,000 points & $255 back (2023)
HSBC *A Card	$4k for 1 year of *a Gold Status	First month	Notified One day after hitting criteria	*A gold active with AC Aeroplan 14 days after hitting spend criteria. 14 day period in between cannot be accelerated https://www.australianfrequentflyer...-credit-card-in-australia.107022/post-2570688 (July 2023)

 

[Scash]

Applied and approved for Amex Qantas Business Rewards Card in June 2023. $3k spend in 2 months for 150,000 points. Did the spend within the first month and points hit the Qantas Business FF account almost immediately (unfortunately this doesn’t count towards points club). As a side note card was approved based on info input in to online application and Amex didn’t ask for any verification of income etc. Just needed to be ABN and GST registered (would suggest ABN needs to have been registered for a few years). Qantas Business Rewards Card | American Express Australia

 

[Shinjetter]

Issuer/Product	Offer/Criteria	When Met Criteria	When Bonus Awarded / Swept	Notes/Issues
Westpac Velocity Platinum	4k for 70k VA	First statement	End of First Statement	Westpac Offer (Apr 2023)
Coles Reward Flybuy	3k for 60k Flybuy and 20k after 1 year (30k VA)	First statement	End of First Statement	Coles Reward Mastercard (June 2023)
HSBC *A Card	$4k for 1 year of *a Gold Status	First Statement	Notified One day after hitting criteria	HSBC StarAlliance (Feb 2023)
NAB Signature Reward	3k spend within 60 days for 80k VA	First Statement	End of First Statement	NAB Velocity Credit Card (July 2023)
Qantas Assure Health Insurance	130k QF - Gold Top Hospital and Top Extra	60 days	60 days	Qantas Health Insurance (Jun 2023)
Citi Ready Credit - VA	$500 balance transfer - $199 Establishment Fee - 70k VA - Keep balance above 100	Account opening	90 days (3-4 months)	Citi Ready Credit - Velocity (Feb 2023)
Citi Prestige Card	700 annual fee for 300,000 Citi reward points	First Statement	End of First Statement	Citi Prestige Card (Jan 2023)
Medibank Velocity Offer	$250 per week to earn 150,000 VA + 6 weeks free - Above $250 per week premium	90 days from opening date		Medibank Velocity Offer (June 2023)
Citi Ready Credit - Qantas	$5,000 borrowed to earn 70k QF - keep the balance above $100	90 days from opening date		Citi Ready Credit - Qantas (Jul 2023)
ANZ FF Black Card	$6k spent for 110k QF and $100 back	First Statement		ANZ FF Black (Sept 2023)
ANZ Reward Black	4k spent 150k Reward Points	First Statement	End of First Statement	ANZ Reward Black (Dec 2022)

 

[exceladdict]

Issuer/Product	Offer/Criteria	When Met Criteria	When Bonus Awarded / Swept	Notes/Issues
CBA Ultimate Awards	70k qff for $6k	Mid Second Statement Period	Awarded late second period, swept with second statement	Card Promotions - Commonwealth Bank (Ultimate Awards Card) 100K award points – potentially fee free (July 2023 Promotion) Note that CBA had a weird, shorter first statement period, meaning that spend was not met in first statement period as planned.

 

[MG1]

This might be slightly off-topic (apologies if it is), if you have one white-label CC (used to managed by Citi but now managed by NAB), which is listed as either "NAB" (Clear Score) or "Partner NAB Ltd" (Credit Savvy), does that mean that if you sign up for another white-label CC (or a NAB CC), that you won't get the bonus points upon meeting the spend criteria?

 

[exceladdict]

This might be slightly off-topic (apologies if it is), if you have one white-label CC (used to managed by Citi but now managed by NAB), which is listed as either "NAB" (Clear Score) or "Partner NAB Ltd" (Credit Savvy), does that mean that if you sign up for another white-label CC (or a NAB CC), that you won't get the bonus points upon meeting the spend criteria?

Have never held a nab card but may be covered here

 

[MG1]

Have never held a nab card but may be covered here

Thanks @exceladdict.

 

[AirportRail]

Issuer/Product	Offer/Criteria	When Met Criteria	When Bonus Awarded / Swept	Notes/Issues
Bankwest Qantas Mastercard - Platinum	40k QFF for $3k after 90 days. [10k additional points after 15 months]	Second Statement Period	Fourth statement period, transferred on the 1st of the following month.	Standard points only

 

[NoName]

ANZ Rewards Black, applied mid-September, 180k pts + $150 back after $3k spend, met criteria start of 2nd statement period, bonus awarded halfway through 3rd statement period.

 

[MELso]

Issuer/Product	Offer/Criteria	When Met Criteria	When Bonus Awarded / Swept	Notes/Issues
CBA Ultimate Awards	$6K for 70K QFF points	Four days after activation	One week after first statement/second statement	Converts from CBA Award points (so could convert to another program after bonus awarded but before points sweep).
NAB Rewards Platinum	$1K for 60K VFF points [+10K in second year]	Five days after activation	Two days after meeting criteria/Monday after bonus awarded	Avoided annual fee by closing card before fee charged
NAB Qantas Platinum	$2K for 70K QFF points [+20K in second year]	Four days after activation	First statement/first statement

 

[NoName]

Mrs NoName:
ANZ Qantas Frequent Flyer Black
110k bonus pts + $100 back after spending $5k
Applied early September
Spend met in 2nd statement period
Bonus awarded end of 3rd statement period (22 Nov)

 

[exceladdict]

Issuer/Product	Offer/Criteria	When Met Criteria	When Bonus Awarded / Swept	Notes/Issues
Amex Qantas Ultimate	Referral offer - 75k Qantas points for Referrer (with 3k spend in 90 days), 20k for referee (Ended 31 October 2023)	Second statement period	A few days before end of second statement period (with points from second statement period)	Generally appears in amex points tally as soon as spend criteria met, then sweeps a few days before the next statement. First sweep/statement was about 2 weeks after first transaction. $450 travel credit appeared in account a few days after first transaction settled. Credit check occurs early in application process, before a credit limit is selected.
Bankwest Qantas Platinum	40k bonus qantas points first year ($3k spend 90 days) / 10k second year	Fourth statement period, ~65 days after opening card	Middle of fourth statement period, with regular points sweep in a week into the month.	First statement was only a week long. Bankwest seem to credit points around the payment due date each month, but based on all points earned to that point, instead of the last statement balance. This can cause some confusion, in conjunction with the tiered earn rate (per statement period).